Quarterly Report of Interest Rates on Selected Direct Consumer Installment Loans; Quarterly Report of Credit Card Plans

The Quarterly Report of Interest Rates on Selected Direct Consumer Installment Loans (FR 2835) collects information on interest rates on loans for new vehicles and loans for other consumer goods and personal expenses from a sample of commercial banks, and the Quarterly Report of Credit Card Plans (FR 2835a) collects information on interest rates, finance charges, and loan balances for credit card accounts from a sample of commercial banks. The data from these reports help the Board analyze current household financial conditions and the implications of these conditions for household spending and, as such, these data provide valuable input to the monetary policymaking process. The data are also used to create aggregate statistics on consumer loan terms that are published in the Federal Reserve’s monthly statistical releases, G.19 Consumer Credit and G.20 Finance Companies, and in the Federal Reserve Bulletin. Some of the aggregates are used by the Board in the calculation of the aggregate household debt service and financial obligations ratios for the Federal Reserve’s quarterly Household Debt Service and Financial Obligations Ratios statistical release and by the Bureau of Economic Analysis to calculate interest paid by households as part of the National Income and Product Accounts.

The latest form for Quarterly Report of Interest Rates on Selected Direct Consumer Installment Loans; Quarterly Report of Credit Card Plans expires 2027-05-31 and can be found here.

FR 2835

Federal Enterprise Architecture: Economic Development - Financial Sector Oversight

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