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Form FR Y-9C FR Y-9C Consolidated Financial Statements for Holding Companies
ICR 201807-7100-015 · OMB 7100-0128 · Object 84670001.
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FR Y-9C OMB Number 7100-0128 Approval expires July 31, 2018 Page 1 of 65 Board of Governors of the Federal Reserve System Consolidated Financial Statements for Holding Companies—FR Y-9C Report at the close of business as of the last calendar day of the quarter This Report is required by law: Section 5(c) of the BHC Act (12 U.S.C. § 1844(c)), section 10 of Home Owners’ Loan Act (HOLA) (12 U.S.C. § 1467a(b)), section 618 of the Dodd-Frank Act (12 U.S.C. § 1850a(c)(1)), section 165 of the Dodd-Frank Act (12 U.S.C. § 5365), and section 252.153(b)(2) of Regulation YY (12 CFR 252.153(b)(2)). This report form is to be filed by holding companies with total consolidated assets of $1 billion or more. In addition, holding NOTE: Each holding company's board of directors and senior management are responsible for establishing and maintaining an effective system of internal control, including controls over the Consolidated Financial Statements for Holding Companies. The Consolidated Financial Statements for Holding Companies is to be prepared in accordance with instructions provided by the Federal Reserve System. The Consolidated Financial Statements for Holding Companies must be signed and attested by the Chief Financial Officer (CFO) of the reporting holding company (or by the individual performing this equivalent function). companies meeting certain criteria must file this report (FR Y-9C) regardless of size. See page 1 of the general instructions for further information. However, when such holding companies own or control, or are owned or controlled by, other holding companies, only the top-tier holding company must file this report for the consolidated holding company organization. The Federal Reserve may not conduct or sponsor, and an organization (or a person) is not required to respond to, a collection of information unless it displays a currently valid OMB control number. Date of Report: Month / Day / Year (BHCK 9999) I, the undersigned CFO (or equivalent) of the named holding company, attest that the Consolidated Financial Statements for Holding Companies (including the supporting schedules) for this report date have been prepared in conformance with the instructions issued by the Federal Reserve System and are true and correct to the best of my knowledge and belief. Printed Name of Chief Financial Officer (or Equivalent) (BHCK C490) Legal Title of Holding Company (TEXT 9010) Signature of Chief Financial Officer (or Equivalent) (BHCK H321) (Mailing Address of the Holding Company) Street / PO Box (TEXT 9110) Date of Signature (MM/DD/YYYY) (BHTX J196) City (TEXT 9130) State (TEXT 9200) Zip Code (TEXT 9220) Person to whom questions about this report should be directed: Name / Title (BHTX 8901) Area Code / Phone Number (BHTX 8902) For Federal Reserve Bank Use Only RSSD ID C.I. Area Code / FAX Number (BHTX 9116) S.F. E-mail Address of Contact (BHTX 4086) Holding companies must maintain in their files a manually signed and attested printout of the data submitted. Public reporting burden for this information collection is estimated to vary from 5 to 1,250 hours per response, with an average of 50.17 hours per response for non-Advanced Approaches HCs and 51.42 hours for Advanced Approaches HCs, including time to gather and maintain data in the required form and to review instructions and complete the information collection. Comments regarding this burden estimate or any other aspect of this information collection, including suggestions for reducing the burden, may be sent to Secretary, Board of Governors of the Federal Reserve System, 20th and C Streets, NW, Washington, DC 20551, and to the Office of Management and Budget, Paperwork Reduction Project (7100-0128), Washington, DC 20503. 12/2017 For Federal Reserve Bank Use Only FR Y-9C Page 2 of 65 RSSD ID S.F. Report of Income for Holding Companies Report all Schedules of the Report of Income on a calendar year-to-date basis. Schedule HI—Consolidated Income Statement Dollar Amounts in Thousands 1. Interest income a. Interest and fee income on loans: (1) In domestic offices: (a) Loans secured by 1– 4 family residential properties................................................ (b) All other loans secured by real estate .................................................................. (c) All other loans ................................................................................................ (2) In foreign offices, Edge and Agreement subsidiaries, and IBFs ..................................... b. Income from lease financing receivables...................................................................... c. Interest income on balances due from depository institutions1 .......................................... d. Interest and dividend income on securities: (1) U.S. Treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) ................................................................... (2) Mortgage-backed securities .................................................................................. (3) All other securities............................................................................................... e. Interest income from trading assets ............................................................................ f. Interest income on federal funds sold and securities purchased under agreements to resell................................................................................................................. g. Other interest income .............................................................................................. h. Total interest income (sum of items 1.a through 1.g) ....................................................... 2. Interest expense a. Interest on deposits: (1) In domestic offices: (a) Time deposits of $250,000 or less ...................................................................... (b) Time deposits of more than $250,000 ................................................................. (c) Other deposits................................................................................................ (2) In foreign offices, Edge and Agreement subsidiaries, and IBFs ..................................... b. Expense on federal funds purchased and securities sold under agreements to repurchase .... c. Interest on trading liabilities and other borrowed money (excluding subordinated notes and debentures) ............................................................ d. Interest on subordinated notes and debentures and on mandatory convertible securities .............................................................................................................. e. Other interest expense ............................................................................................. f. Total interest expense (sum of items 2.a through 2.e) .................................................... 3. Net interest income (item 1.h minus item 2.f).................................................................... 4. Provision for loan and lease losses (from Schedule HI-B, part II, item 5) ................................ 5. Noninterest income: a. Income from fiduciary activities .................................................................................. b. Service charges on deposit accounts in domestic offices................................................. c. Trading revenue2 ..................................................................................................... d. (1) Fees and commissions from securities brokerage ..................................................... (2) Investment banking, advisory, and underwriting fees and commissions.......................... (3) Fees and commissions from annuity sales ............................................................... (4) Underwriting income from insurance and reinsurance activities .................................... (5) Income from other insurance activities .................................................................... e. Venture capital revenue............................................................................................ f. Net servicing fees .................................................................................................. g. Net securitization income.......................................................................................... BHCK 4435 4436 F821 4059 4065 4115 B488 B489 4060 4069 4020 4518 4107 HK03 Amount 1.a.(1)(a) 1.a.(1)(b) 1.a.(1)(c) 1.a.(2) 1.b. 1.c. 1.d.(1) 1.d.(2) 1.d.(3) 1.e. 1.f. 1.g. 1.h. 4180 2.a.(1)(a) 2.a.(1)(b) 2.a.(1)(c) 2.a.(2) 2.b. 4185 2.c. 4397 2.d. 2.e. 2.f. 3. 4. HK04 6761 4172 4398 4073 4074 4230 4070 4483 A220 C886 C888 C887 C386 C387 B491 B492 B493 5.a. 5.b. 5.c. 5.d.(1) 5.d.(2) 5.d.(3) 5.d.(4) 5.d.(5) 5.e. 5.f. 5.g. 1. Includes interest income on time certificates of deposit not held for trading. 2. For holding companies required to complete Schedule HI, memoranda item 9, trading revenue reported in Schedule HI, item 5.c must equal the sum of memoranda items 9.a through 9.e. 03/2017 FR Y-9C Page 3 of 65 Schedule HI—Continued Dollar Amounts in Thousands 5. h. Not applicable. i. Net gains (losses) on sales of loans and lease ............................................................. j. Net gains (losses) on sales of other real estate owned................................................... k. Net gains (losses) on sales of other assets3 ................................................................. l. Other noninterest income4........................................................................................ m. Total noninterest income (sum of items 5.a through 5.l).................................................. 6. a. Realized gains (losses) on held-to-maturity securities .................................................... b. Realized gains (losses) on available-for-sale securities .................................................. 7. Noninterest expense: a. Salaries and employee benefits ................................................................................ b. Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest) ................................... c. (1) Goodwill impairment losses ................................................................................. (2) Amortization expense and impairment losses for other intangible assets ....................... d. Other noninterest expense5 ...................................................................................... e. Total noninterest expense (sum of items 7.a through 7.d) ............................................... 8. Income (loss) before applicable income taxes and discontinued operations (sum of items 3, 5.m, 6.a, and 6.b minus items 4 and 7.e).................................................. 9. Applicable income taxes (foreign and domestic)............................................................... 10. Income (loss) before discontinued operations (item 8 minus item 9) ....................................... 11. Discontinued operations, net of applicable income taxes6................................................... 12. Net income (loss) attributable to holding company and noncontrolling (minority) interests (sum of items 10 and 11) ................................................................... 13. LESS: Net income (loss) attributable to noncontrolling (minority) interests (if net income, report as a positive value; if net loss, report as a negative value) ..................... 14. Net income (loss) attributable to holding company (item 12 minus item 13) ........................... BHCK Amount 8560 8561 B496 3196 5.i. 5.j. 5.k. 5.l. 5.m. 6.a. 6.b. 4135 7.a. 4217 C216 7.b. 7.c.(1) 7.c.(2) 7.d. 7.e. B497 4079 3521 C232 4092 4093 4301 4302 4300 FT28 8. 9. 10. 11. G104 12. G103 4340 13. 14. 3. Exclude net gains(losses) on sales of trading assets and held-to-maturity and available-for-sale-securities. 4. See Schedule HI, memoranda item 6. 5. See Schedule HI, memoranda item 7. 6. Describe on Schedule HI, memoranda item 8. Memoranda Dollar Amounts in Thousands 1. Net interest income (item 3 above) on a fully taxable equivalent basis .................................. 2. Net income before applicable income taxes, and discontinued operations (item 8 above) on a fully taxable equivalent basis................................................................................. 3. Income on tax-exempt loans and leases to states and political subdivisions in the U.S. (included in Schedule HI, items 1.a and 1.b, above) ......................................................... 4. Income on tax-exempt securities issued by states and political subdivisions in the U.S. (included in Schedule HI, item 1.d.(3), above) ................................................................. BHCK 5. Number of full-time equivalent employees at end of current period (round to nearest whole number) .................................................................................. 6. Other noninterest income (from Schedule HI, item 5.l, above) (only report amounts greater than $100,000 that exceed 3 percent of Schedule HI, item 5.l): a. Income and fees from the printing and sale of checks.................................................... b. Earnings on/increase in value of cash surrender value of life insurance............................. c. Income and fees from automated teller machines (ATMs) ............................................... d. Rent and other income from other real estate owned..................................................... e. Safe deposit box rent .............................................................................................. f. Net change in the fair values of financial instruments accounted for under a fair value option.. BHCK Amount 4519 M.1. 4592 M.2. 4313 M.3. 4507 M.4. Number 4150 BHCK C013 C014 C016 4042 C015 F229 M.5. Amount M.6.a. M.6.b. M.6.c. M.6.d. M.6.e. M.6.f. 03/2017 FR Y-9C Page 4 of 65 Schedule HI—Continued Memoranda—Continued Dollar Amounts in Thousands BHCK 6. g. Bank card and credit card interchange fees ................................................................. F555 h. Gains on bargain purchases .................................................................................. J447 i. Income and fees from wire transfers .......................................................................... T047 Amount M.6.g. M.6.h. M.6.i. j. TEXT 8562 8562 M.6.j. k. TEXT 8563 8563 M.6.k. TEXT 8564 8564 M.6.l. C017 0497 Y923 M.7a. M.7.b. M.7.c. M.7.d. M.7.e. M.7.f. M.7.g. M.7.h. M.7. i. M.7. j. M.7.k. M.7. l. Y924 M.7.m. n. TEXT 8565 8565 M.7.n. o. TEXT 8566 8566 M.7.o. TEXT 8567 8567 M.7.p. FT29 M.8.a.(1) M.8.a.(2) FT31 M.8.b.(1) M.8.b.(2) 8757 M.9.a. M.9.b. M.9.c. M.9.d. M.9.e. l. 7. Other noninterest expense (from Schedule HI, item 7.d, above) (only report amounts greater than $100,000 that exceed 3 percent of the sum of Schedule HI, item 7.d): a. Data processing expenses ....................................................................................... b. Advertising and marketing expenses.......................................................................... c. Directors' fees ....................................................................................................... d. Printing, stationery, and supplies ............................................................................... e. Postage ............................................................................................................... f. Legal fees and expenses ......................................................................................... g. FDIC deposit insurance assessments ........................................................................ h. Accounting and auditing expenses ............................................................................ i. Consulting and advisory expenses ............................................................................ j. Automated teller machine (ATM) and interchange expenses ........................................... k. Telecommunications expenses ................................................................................. l. Other real estate owned expenses ............................................................................ m. Insurance expenses (not included in employee expenses, premises and fixed assets expenses, and other real estate owned expenses)........................................................ p. 8. Discontinued operations and applicable income tax effect (from Schedule HI, item 11) (itemize and describe each discontinued operation): 4136 C018 8403 4141 4146 F556 F557 F558 F559 TEXT FT29 a. (1) (2) Applicable income tax effect......................................... BHCK FT30 TEXT FT31 b. (1) (2) Applicable income tax effect......................................... BHCK FT32 9. Trading revenue (from cash instruments and derivative instruments) (Sum of items 9.a through 9.e must equal Schedule HI, item 5.c.) Memorandum items 9.a through 9.e are to be completed by holding companies that reported average trading assets (Schedule HC-K, item 4.a) of $2 million or more for any quarter of the preceding calendar year: a. Interest rate exposures ........................................................................................... b. Foreign exchange exposures ................................................................................... c. Equity security and index exposures .......................................................................... d. Commodity and other exposures ............................................................................... e. Credit exposures ................................................................................................... 8758 8759 8760 F186 09/2016 FR Y-9C Page 5 of 65 Schedule HI—Continued Memoranda—Continued Dollar Amounts in Thousands Memoranda items 9.f and 9.g are to be completed by holding companies with $100 billion or more in total assets that are required to complete Schedule HI, Memorandum items 9.a through 9.e, above.1 9. f. Impact on trading revenue of changes in the creditworthiness of the holding company's derivatives counterparties on the holding company's derivative assets (included in Memorandum items 9.a through 9.e above)................................................................. g. Impact on trading revenue of changes in the creditworthiness of the holding company on the holding company's derivative liabilities (included in Memorandum items 9.a through 9.e above) ................................................ 10. Net gains (losses) recognized in earnings on credit derivatives that economically hedge credit exposures held outside the trading account: a. Net gains (losses) on credit derivatives held for trading .................................................. b. Net gains (losses) on credit derivatives held for purposes other than trading ...................... 11. Credit losses on derivatives (see instructions) ................................................................. Amount BHCK K090 M.9.f. K094 M.9.g. C889 C890 M.10.a. M.10.b. M.11. A251 Memorandum item 12.a is to be completed by holding companies with $1 billion or more in total assets.1 12. a. Income from the sale and servicing of mutual funds and annuities (in domestic offices)........... b. (1) Premiums on insurance related to the extension of credit........................................... (2) All other insurance premiums ............................................................................... c. Benefits, losses, and expenses from insurance-related activities...................................... 8431 C242 C243 B983 13. Does the reporting holding company have a Subchapter S election in effect for federal income tax purposes for the current tax year? (Enter "1" for Yes; enter "0" for No.)................ Dollar Amounts in Thousands Memorandum item 14 is to be completed by holding companies that have elected to account for assets and liabilities under a fair value option. 14. Net gains (losses) recognized in earnings on assets and liabilities that are reported at fair value under a fair value option: a. Net gains (losses) on assets .................................................................................... (1) Estimated net gains (losses) on loans attributable to changes in instrument-specific credit risk ........................................................................................................ b. Net gains (losses) on liabilities .................................................................................. (1) Estimated net gains (losses) on liabilities attributable to changes in instrument-specific credit risk......................................................................................................... 15. Stock-based employee compensation expense (net of tax effects) calculated for all awards under the fair value method .............................................................................. Memorandum item 16 is to be completed by holding companies that are required to complete Schedule HC-C, Memorandum items 6.b and 6.c. M.12.a. M.12.b.(1) M.12.b.(2) M.12.c. BHCK 0=No BHCK 1=Yes A530 M.13. Amount F551 M.14.a. F552 F553 M.14.a.(1) M.14.b. F554 M.14.b.(1) C409 M.15. Year-to-date BHCK 16. Noncash income from negative amortization on closed-end loans secured by 1–4 family residential properties (included in Schedule HI, item 1.a.(1)(a)) ........................................... F228 17. Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt securities recognized in earnings (included in Schedule HI, items 6.a and 6.b)....................... J321 Amount M.16. M.17. 1. The asset size test is based on the total assets reported as of June 30, 2016. 03/2017 FR Y-9C Page 6 of 65 Schedule HI-A—Changes in Holding Company Equity Capital Dollar Amounts in Thousands BHCK 1. Total holding company equity capital most recently reported for the end of previous calendar year (i.e., after adjustments from amended Reports of Income) .................................... 3217 2. Cumulative effect of changes in accounting principles and corrections of material accounting errors B507 3. Balance end of previous calendar year as restated (sum of items 1 and 2) .................................. B508 Amount 1. 2. 3. BHCT 4. Net income (loss) attributable to holding company (must equal Schedule HI, item 14) ................... 5. Sale of perpetual preferred stock (excluding treasury stock transactions): a. Sale of perpetual preferred stock, gross............................................................................ b. Conversion or retirement of perpetual preferred stock.......................................................... 6. Sale of common stock: a. Sale of common stock, gross.......................................................................................... b. Conversion or retirement of common stock........................................................................ 7. Sale of treasury stock....................................................................................................... 8. LESS: Purchase of treasury stock....................................................................................... 9. Changes incident to business combinations, net .................................................................... 10. LESS: Cash dividends declared on preferred stock ................................................................ 11. LESS: Cash dividends declared on common stock ................................................................. 12. Other comprehensive income1 ........................................................................................... 13. Change in the offsetting debit to the liability for Employee Stock Ownership Plan (ESOP) debt guaranteed by the holding company .................................................................................... 14. Other adjustments to equity capital (not included above) ......................................................... 15. Total holding company equity capital end of current period (sum of items 3, 4, 5, 6, 7, 9, 12, 13, and 14, less items 8, 10, and 11) (must equal item 27.a on Schedule HC) .............................. 4340 4. BHCK 3577 3578 3579 3580 4782 4783 4356 4598 4460 B511 4591 3581 5.a. 5.b. 6.a. 6.b. 7. 8. 9. 10. 11. 12. 13. 14. BHCT 3210 15. 1. Includes, but is not limited to, changes in net unrealized holding gains (losses) on available-for-sale securities, changes in accumulated net gains (losses) on cash flow hedges, foreign currency translation adjustments, and pension and other postretirement plan related changes other than net periodic benefit cost. 03/2013 FR Y-9C Page 7 of 65 Schedule HI-B—Charge-Offs and Recoveries on Loans and Leases and Changes in Allowance for Loan and Lease Losses (Column A) Charge-offs1 Dollar Amounts in Thousands I. Charge-offs and Recoveries on Loans and Leases (Fully Consolidated) 1. Loans secured by real estate: a. Construction, land development, and other land loans in domestic offices: (1) 1– 4 family residential construction loans ................................. (2) Other construction loans and all land development and other land loans ................................................................. b. Secured by farmland in domestic offices ...................................... c. Secured by 1– 4 family residential properties in domestic offices: (1) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit ........................... (2) Closed-end loans secured by 1– 4 family residential properties in domestic offices: (a) Secured by first liens ...................................................... (b) Secured by junior liens.................................................... d. Secured by multifamily (5 or more) residential properties in domestic offices...................................................................... e. Secured by nonfarm nonresidential properties in domestic offices: (1) Loans secured by owner-occupied nonfarm nonresidential properties .......................................................................... (2) Loans secured by other nonfarm nonresidential properties.......... f. In foreign offices ..................................................................... 2. Loans to depository institutions and acceptances of other banks: a. To U.S. banks and other U.S. depository institutions....................... b. To foreign banks ..................................................................... 3. Loans to finance agricultural production and other loans to farmers ...... 4. Commercial and industrial loans: a. To U.S. addressees (domicile) ................................................... b. To non-U.S. addressees (domicile) ............................................. 5. Loans to individuals for household, family, and other personal expenditures: a. Credit cards ........................................................................... b. Automobile loans .................................................................... c. Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) .......................................................................... 6. Loans to foreign governments and official institutions......................... 7. All other loans............................................................................ 8. Lease financing receivables: a. Leases to individuals for household, family, and other personal expenditures .......................................................................... b. All other leases ....................................................................... 9. Total (sum of items 1 through 8) .................................................... BHCK Amount (Column B) Recoveries BHCK Amount C891 C892 1.a.(1) C893 3584 C894 3585 1.a.(2) 1.b. 5411 5412 1.c.(1) C234 C217 C235 C218 1.c.(2)(a) 1.c.(2)(b) 3588 3589 1.d. C895 C897 B512 C896 C898 B513 1.e.(1) 1.e.(2) 1.f. 4653 4654 4663 4664 4655 4665 2.a. 2.b. 3. 4645 4617 4646 4618 4.a. 4.b. B514 K129 B515 K133 5.a. 5.b. K205 4643 4644 K206 5.c. 6. 7. F185 C880 F187 F188 4635 4605 4627 4628 8.a. 8.b. 9. 1. Include write-downs arising from transfers to a held-for-sale account. 03/2011 FR Y-9C Page 8 of 65 Schedule HI-B—Continued Memoranda (Column A) Charge-offs1 (Column B) Recoveries Date Dollar Amounts in Thousands BHCK 1. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule HI-B, part I, items 4 and 7 above ......................................................... 5409 2. Loans secured by real estate to non-U.S. addressees (domicile) (included in Schedule HI-B, part I, item 1, above) .................................................... 4652 Amount BHCK Amount 5410 M.1. 4662 M.2. Memorandum item 3 is to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions). Year-to-date 3. Uncollectible retail credit card fees and finance charges reversed against income (i.e., not included in charge-offs against the allowance for loan and lease losses) .......................... C388 Amount Dollar Amounts in Thousands BHCK II. Changes in allowance for loan and lease losses 1. Balance most recently reported at end of previous year (i.e., after adjustments from amended Reports of Income) ........................................................ B522 Amount BHCK M.3. 1. BHCT 2. Recoveries (must equal Schedule HI-B, part I, item 9, column B, above) ..................................... 4605 BHCK 3. LESS: Charge-offs (must equal Schedule HI-B, part I, item 9, column A above less Schedule HI-B, part II, item 4) ............................................................................................. C079 4. LESS: Write-downs arising from transfers of loans to a held-for-sale account................................ 5523 2. 3. 4. BHCT 5. Provision for loan and lease losses (must equal Schedule HI, item 4).......................................... 4230 5. BHCK 6. Adjustments (see instructions for this schedule) ...................................................................... C233 BHCT 7. Balance at end of current period (sum of items 1, 2, 5, and 6, less items 3 and 4) (must equal Schedule HC, item 4.c) ..................................................................................... 3123 6. 7. 1. Include write-downs arising from transfers to a held-for-sale account. Memoranda Dollar Amounts in Thousands BHCK 1. Allocated transfer risk reserve included in Schedule HI-B, part II, item 7 .................................... C435 Amount M.1. Memoranda items 2 and 3 are to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions). 2. Separate valuation allowance for uncollectible retail credit card fees and finance charges ............. C389 3. Amount of allowance for loan and lease losses attributable to retail credit card fees and finance charges (included in Schedule HC, item 4.c and Schedule HI-B, part II, item 7) ........................... C390 M.2. M.3. Memorandum item 4 is to be completed by all holding companies. 4. Amount of allowance for post-acquisition credit losses on purchased credit-impaired loans accounted for in accordance with AICPA Statement of Position 03-3 (included in Schedule HI-B, part II, item 7, above) ................................................................. C781 M.4. 03/2013 FR Y-9C Page 9 of 65 Schedule HI-C—Disaggregated Data on the Allowance for Loan and Lease Losses Schedule HI-C is to be completed by holding companies with $1 billion or more in total assets.1 (Column A) Recorded Investment: Individually Evaluated for Impairment (ASC 310-10-35) Dollar Amounts in Thousands 1. Real estate loans: a. Construction loans ..... b. Commercial real estate loans ........ c. Residential real estate loans ........ 2. Commercial loans2 ......... 3. Credit cards .................. 4. Other consumer loans ..... 5. Unallocated, if any.......... 6. Total (sum of items 1.a. through 5.) BHCK Amount (Column B) Allowance Balance: Individually Evaluated for Impairment (ASC 310-10-35) BHCK Amount (Column C) Recorded Investment: Collectively Evaluated for Impairment (ASC 450-20) BHCK Amount (Column D) Allowance Balance: Collectively Evaluated for Impairment (ASC 450-20) BHCK Amount (Column E) Recorded Investment: Purchased Credit-Impaired Loans (ASC 310-30) BHCK Amount (Column F) Allowance Balance: Purchased Credit-Impaired Loans (ASC 310-30) BHCK Amount M708 M709 M710 M711 M712 M713 1.a. M714 M715 M716 M717 M719 M720 1.b. M721 M722 M723 M724 M725 M726 M727 M728 M729 M730 M731 M732 M733 M739 M734 M740 M735 M741 M736 M742 M745 M737 M743 M738 M744 1.c. 2. 3. 4. 5. M746 M747 M748 M749 M750 M751 6. 1. The asset size test is based on the total assets reported as of June 30, 2016. 2. Include all loans and leases not reported as real estate loans, credit cards, or other consumer loans. 03/2017 FR Y-9C Page 10 of 65 Notes to the Income Statement—Predecessor Financial Items For holding companies involved in a business combination(s) during the quarter, provide on the lines below income statement information for any acquired company(ies) with aggregated assets of $10 billion or more or 5 percent of the reporting holding company's total consolidated assets as of the previous quarter-end, whichever is less. Information should be reported year-todate of acquisition. Dollar Amounts in Thousands 1. Total interest income ...................................................................................................... a. Interest income on loans and leases .............................................................................. b. Interest income on investment securities......................................................................... 2. Total interest expense .................................................................................................... a. Interest expense on deposits ........................................................................................ 3. Net interest income........................................................................................................ 4. Provision for loan and lease losses ................................................................................... 5. Total noninterest income ................................................................................................. a. Income from fiduciary activities ..................................................................................... b. Trading revenue ........................................................................................................ c. Investment banking, advisory, brokerage, and underwriting fees and commissions .................. d. Venture capital revenue............................................................................................... e. Net securitization income............................................................................................. f. Insurance commissions and fees .................................................................................. 6. Realized gains (losses) on held-to-maturity and available-for-sale securities.............................. 7. Total noninterest expense ............................................................................................... a. Salaries and employee benefits .................................................................................... b. Goodwill impairment losses.......................................................................................... 8. Income (loss) before applicable income taxes and discontinued operations ............................... 9. Applicable income taxes ................................................................................................. 10. Noncontrolling (minority) interest ...................................................................................... BHBC 4107 4094 4218 4073 4421 4074 4230 4079 4070 A220 B490 B491 B493 B494 4091 4093 4135 C216 4301 4302 4484 Amount 1. 1.a. 1.b. 2. 2.a. 3. 4. 5. 5.a. 5.b. 5.c. 5.d. 5.e. 5.f. 6. 7. 7.a. 7.b. 8. 9. 10. BHCK 11. Discontinued operations, net of applicable income taxes and noncontrolling (minority) interest ...... FT41 11. BHBC 12. Net income (loss) .......................................................................................................... 13. Cash dividends declared................................................................................................. 14. Net charge-offs ............................................................................................................. 15. Net interest income (item 3 above) on a fully taxable equivalent basis ...................................... 4340 4475 6061 4519 12. 13. 14. 15. 09/2016 FR Y-9C Page 11 of 65 Notes to the Income Statement (Other) Enter in the lines provided below any additional information on specific line items on the income statement or to its schedules that the holding company wishes to explain, that has been separately disclosed in the holding company's quarterly reports to its shareholders, in its press releases, or on its quarterly reports to the Securities and Exchange Commission (SEC). Exclude any transactions that have been separately disclosed under the reporting requirements specified in memoranda items 6 through 8 to Schedule HI, the Consolidated Income Statement. Also include any transactions which previously would have appeared as footnotes to Schedules HI through HI-B. Each additional piece of information disclosed should include the appropriate reference to schedule and item number, as well as a description of the additional information and the dollar amount (in thousands of dollars) associated with that disclosure. Example A holding company has received $1.35 million of back interest on loans and leases that are currently in nonaccrual status. The holding company's interest income for the quarter shows that increase which has been disclosed in the report to the stockholders and to the SEC. Enter on the line item below the following information: TEXT 0000 BHCK Amount Sch. HI, item 1.a(1), Recognition of interest payments on nonaccrual loans to XYZ country 1350 0000 Notes to the Income Statement (Other) TEXT 1. 5351 2. 5352 3. 5353 4. 5354 5. 5355 6. B042 7. B043 8. B044 9. B045 Dollar Amounts in Thousands BHCK Amount 5351 1. 5352 2. 5353 3. 5354 4. 5355 5. B042 6. B043 7. B044 8. B045 9. B046 10. 10. B046 03/2013 FR Y-9C Page 12 of 65 Notes to the Income Statement (Other)—Continued TEXT Dollar Amounts in Thousands BHCK Amount 11. B047 B047 11. B048 12. B049 13. B050 14. B051 15. B052 16. B053 17. B054 18. B055 19. B056 20. 12. B048 13. B049 14. B050 15. B051 16. B052 17. B053 18. B054 19. B055 20. B056 03/2003 For Federal Reserve Bank Use Only FR Y-9C Page 13 of 65 Name of Holding Company C.I. Consolidated Financial Statements for Holding Companies Report at the close of business Date Schedule HC—Consolidated Balance Sheet Dollar Amounts in Thousands Assets 1. Cash and balances due from depository institutions: a. Noninterest-bearing balances and currency and coin1 ....................................................... b. Interest-bearing balances:2 (1) In U.S. offices ...................................................................................................... (2) In foreign offices, Edge and Agreement subsidiaries, and IBFs....................................... 2. Securities: a. Held-to-maturity securities (from Schedule HC-B, column A) .............................................. b. Available-for-sale securities (from Schedule HC-B, column D) ............................................ 3. Federal funds sold and securities purchased under agreements to resell: a. Federal funds sold in domestic offices ................................................................... BHDM b. Securities purchased under agreements to resell3 .................................................... BHCK 4. Loans and lease financing receivables: a. Loans and leases held for sale .................................................................................... b. Loans and leases, net of unearned income .................................... B528 c. LESS: Allowance for loan and lease losses .................................... 3123 d. Loans and leases, net of unearned income and allowance for loan and lease losses (item 4.b minus 4.c) ................................................................................................... 5. Trading assets (from Schedule HC-D) .............................................................................. 6. Premises and fixed assets (including capitalized leases) ...................................................... 7. Other real estate owned (from Schedule HC-M).................................................................. 8. Investments in unconsolidated subsidiaries and associated companies ................................... 9. Direct and indirect investments in real estate ventures ......................................................... 10. Intangible assets: a. Goodwill.................................................................................................................. b. Other intangible assets (from Schedule HC-M)................................................................ 11. Other assets (from Schedule HC-F).................................................................................. 12. Total assets (sum of items 1 through 11) ........................................................................... BHCK Amount 0081 1.a. 0395 0397 1.b.(1) 1.b.(2) 1754 1773 2.a. 2.b. B987 B989 3.a. 3.b. 5369 4.a. 4.b. 4.c. B529 4.d. 5. 6. 7. 8. 9. 3545 2145 2150 2130 3656 3163 0426 2160 2170 10.a. 10.b. 11. 12. 1. Includes cash items in process of collection and unposted debits. 2. Includes time certificates of deposit not held for trading. 3. Includes all securities resale agreements in domestic and foreign offices, regardless of maturity. 03/2013 FR Y-9C Page 14 of 65 Schedule HC—Continued Dollar Amounts in Thousands Liabilities 13. Deposits: a. In domestic offices (from Schedule HC-E): (1) Noninterest-bearing1 ............................................................................................. (2) Interest-bearing.................................................................................................... b. In foreign offices, Edge and Agreement subsidiaries, and IBFs: (1) Noninterest-bearing .............................................................................................. (2) Interest-bearing.................................................................................................... 14. Federal funds purchased and securities sold under agreements to repurchase: a. Federal funds purchased in domestic offices2.................................................................. BHDM 6631 6636 Amount 13.a.(1) 13.a.(2) BHFN 6631 6636 13.b.(1) 13.b.(2) BHDM B993 14.a. BHCK b. Securities sold under agreements to repurchase3 ............................................................ 15. Trading liabilities (from Schedule HC-D) ............................................................................ 16. Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases) (from Schedule HC-M) ......................................................................... 17. Not applicable. 18. Not applicable. 19. a. Subordinated notes and debentures4 ............................................................................ b. Subordinated notes payable to unconsolidated trusts issuing trust preferred securities, and trust preferred securities issued by consolidated special purpose entities ............................. 20. Other liabilities (from Schedule HC-G) .............................................................................. 21. Total liabilities (sum of items 13 through 20) ....................................................................... 22. Not applicable. Equity Capital Holding Company Equity Capital 23. Perpetual preferred stock and related surplus .................................................................... 24. Common stock (par value) ............................................................................................. 25. Surplus (exclude all surplus related to preferred stock)......................................................... 26. a. Retained earnings ..................................................................................................... b. Accumulated other comprehensive income5 .................................................................... c. Other equity capital components6 ................................................................................. 27. a. Total holding company equity capital (sum of items 23 through 26.c).................................... b. Noncontrolling (minority) interests in consolidated subsidiaries ........................................... 28. Total equity capital (sum of items 27.a and 27.b) ................................................................. 29. Total liabilities and equity capital (sum of items 21 and 28) .................................................... B995 3548 14.b. 15. 3190 16. 4062 19.a. C699 2750 2948 19.b. 20. 21. 3283 3230 3240 23. 24. 25. 26.a. 26.b. 26.c. 27.a. 27.b. 28. 29. 3247 B530 A130 3210 3000 G105 3300 1. Includes noninterest-bearing demand, time, and savings deposits. 2. Report overnight Federal Home Loan Bank advances in Schedule HC, item 16, "Other borrowed money." 3. Includes all securities repurchase agreements in domestic and foreign offices regardless of maturity. 4. Includes limited-life preferred stock and related surplus. 5. Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow hedges, cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan adjustments. 6. Includes treasury stock and unearned Employee Stock Ownership Plan shares. 03/2013 FR Y-9C Page 15 of 65 Schedule HC—Continued Memoranda (to be completed annually by holding companies for the December 31 report date) 0=No BHCK 1. Has the holding company engaged in a full-scope independent external audit at any time during the calendar year? (Enter "1" for Yes, enter "0" for No.) ......................................................................... 1=Yes C884 2. If response to Memoranda item 1 is yes, indicate below the name and address of the holding company's independent external auditing firm (see instructions), and the name and e-mail address of the auditing firm's engagement partner.7 a. M.1. b. (1) Name of External Auditing Firm (TEXT C703) (1) Name of Engagement Partner (TEXT C704) (2) City (TEXT C708) (2) E-mail Address (TEXT C705) (3) State Abbreviation (TEXT C714) (4) Zip Code (TEXT C715) 7. The Federal Reserve regards information submitted in response to Memorandum item 2.b as confidential. 03/2013 FR Y-9C Page 16 of 65 Schedule HC-B—Securities Held-to-Maturity (Column A) Amortized Cost Available-for-Sale (Column B) Fair Value (Column C) Amortized Cost (Column D) Fair Value Dollar Amounts in Thousands BHCK 1. U.S. Treasury securities........................................................... 2. U.S. government agency obligations (exclude mortgage-backed securities): a. Issued by U.S. government agencies1 ..................................... b. Issued by U.S. government-sponsored agencies2 ...................... 3. Securities issued by states and political subdivisions in the U.S. ...... 4. Mortgage-backed securities (MBS) a. Residential pass-through securities: (1) Guaranteed by GNMA ..................................................... (2) Issued by FNMA and FHLMC............................................ (3) Other pass-through securities............................................ b. Other residential mortgage-backed securities (include CMOs, REMICs, and stripped MBS): (1) Issued or guaranteed by U.S. Government agencies or sponsored agencies3 ....................................................... (2) Collateralized by MBS issued or guaranteed by U.S. Government agencies or sponsored agencies3 ..................... (3) All other residential mortgage-backed securities.................... c. Commercial MBS: (1) Commercial pass-through securities: (a) Issued or guaranteed by FNMA, FHLMC, or GNMA .......... (b) Other pass-through securities ....................................... (2) Other commercial MBS: (a) Issued or guaranteed by U.S. Government agencies or sponsored agencies3 .................................................. (b) All other commercial MBS ............................................ 0211 0213 1286 1287 1. 1289 1290 1291 1293 1294 8496 1295 8497 1297 8498 1298 8499 2.a. 2.b. 3. G300 G304 G301 G305 G302 G306 G303 G307 G308 G309 G310 G311 4.a.(1) 4.a.(2) 4.a.(3) G312 G313 G314 G315 4.b.(1) G316 G317 G318 G319 G320 G321 G322 G323 4.b.(2) 4.b.(3) K142 K143 K144 K145 K146 K147 K148 K149 K150 K151 K152 K153 K154 K155 K156 K157 Amount BHCK Amount BHCK Amount BHCK Amount 4.c.(1)(a) 4.c.(1)(b) 4.c.(2)(a) 4.c.(2)(b) 1. Includes Small Business Administration "Guaranteed Loan Pool Certificates," U.S. Maritime Administration obligations, and Export-Import Bank participation certificates. 2. Includes obligations (other than mortgage-backed securities) issued by the Farm Credit System, the Federal Home Loan Bank System, the Federal Home Loan Mortgage Corporation, the Federal National Mortgage Association, the Financing Corporation, Resolution Funding Corporation, the Student Loan Marketing Association, and the Tennessee Valley Authority. 3. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA). 03/2011 FR Y-9C Page 17 of 65 Schedule HC-B—Continued Held-to-Maturity (Column A) Amortized Cost Dollar Amounts in Thousands 5. Asset-backed securities and structured financial products: a. Asset-backed Securities (ABS) ................................................. b. Structured financial products: (1) Cash ............................................................................... (2) Synthetic.......................................................................... (3) Hybrid ............................................................................. 6. Other debt securities: a. Other domestic debt securities.................................................. b. Other foreign debt securities .................................................... 7. Investments in mutual funds and other equity securities with readily determinable fair values .................................................... 8. Total (sum of 1 through 7) (total of column A must equal Schedule HC, item 2.a) (total of column D must equal Schedule HC, item 2.b) .............................................................. BHCK Amount Available-for-Sale (Column B) Fair Value BHCK Amount (Column C) Amortized Cost BHCK Amount (Column D) Fair Value BHCK Amount C026 C988 C989 C027 5.a. G336 G340 G337 G341 G338 G342 G339 G343 G344 G345 G346 G347 5.b.(1) 5.b.(2) 5.b.(3) 1737 1738 1739 1741 1742 1743 1744 1746 6.a. 6.b. A510 A511 7. BHCT 1754 BHCT 1771 1772 8. 1773 Memoranda Dollar Amounts in Thousands 1. Pledged securities1 .................................................................................................................................................................... 2. Remaining maturity or next repricing date of debt securities2,3 (Schedule HC-B, items 1 through 6.b in columns A and D above): a. 1 year and less ...................................................................................................................................................................... b. Over 1 year to 5 years ............................................................................................................................................................ c. Over 5 years ......................................................................................................................................................................... 3. Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading securities during the calendar year-to-date (report the amortized cost at date of sale or transfer) ........................................................................................................................ 4. Structured notes (included in the held-to-maturity and available-for-sale accounts in Schedule HC-B, items 2, 3, 5, and 6): a. Amortized cost ...................................................................................................................................................................... b. Fair value ............................................................................................................................................................................. BHCK Amount 0416 M.1. 0383 0384 0387 M.2.a. M.2.b. M.2.c. 1778 M.3. 8782 8783 M.4.a. M.4.b. 1. Includes held-to-maturity securities at amortized cost and available-for-sale securities at fair value. 2. Exclude investments in mutual funds and other equity securities with readily determinable fair values. 3. Report fixed-rate debt securities by remaining maturity and floating debt securities by next repricing date. 06/2014 FR Y-9C Page 18 of 65 Schedule HC-B—Continued Memoranda—Continued Held-to-Maturity (Column A) Amortized Cost Dollar Amounts in Thousands Memorandum item 5 is to be completed by holding companies with total assets over $1 billion or with foreign offices.1 5. Asset-backed securities (ABS) (sum of Memorandum items 5.a through 5.f must equal Schedule HC-B, item 5.a): a. Credit card receivables ............................................................ b. Home equity lines ................................................................... c. Automobile loans.................................................................... d. Other consumer loans.............................................................. e. Commercial and industrial loans ................................................ f. Other.................................................................................... 6. Structured financial products by underlying collateral or reference assets (for each column, sum of Memorandum items 6.a through 6.g must equal Schedule HC-B, sum of items 5.b.(1) through (3)): a. Trust preferred securities issued by financial institutions.................. b. Trust preferred securities issued by real estate investment trusts ...... c. Corporate and similar loans....................................................... d. 1– 4 family residential MBS issued or guaranteed by U.S. government-sponsored enterprises (GSEs) .................................. e. 1– 4 family residential MBS not issued or guaranteed by GSEs......... f. Diversified (mixed) pools of structured financial products ................ g. Other collateral or reference assets ............................................ BHCK Amount Available-for-Sale (Column B) Fair Value BHCK Amount (Column C) Amortized Cost BHCK Amount (Column D) Fair Value BHCK Amount B838 B842 B846 B839 B843 B847 B840 B844 B848 B841 B845 B849 B850 B851 B852 B853 M.5.a. M.5.b. M.5.c. M.5.d. B854 B858 B855 B859 B856 B860 B857 B861 M.5.e. M.5.f. G348 G352 G349 G353 G350 G354 G351 G355 G356 G357 G358 G359 M.6.a. M.6.b. M.6.c. G360 G361 G362 G363 G364 G365 G366 G367 G368 G369 G370 G371 G372 G373 G374 G375 M.6.d. M.6.e. M.6.f. M.6.g. 1. The $1 billion asset size test is based on the total assets reported as of June 30, 2016. 03/2017 FR Y-9C Page 19 of 65 Schedule HC-C—Loans and Lease Financing Receivables Do not deduct the allowance for loan and lease losses from amounts reported in this schedule. Report (1) loans and leases held for sale at the lower of cost or fair value, (2) loans and leases held for investment, net of unearned income, and (3) loans and leases accounted for at fair value under a fair value option. Exclude assets held for trading and commercial paper. (Column A) Consolidated Dollar Amounts in Thousands BHCK 1. Loans secured by real estate ....................................................... 1410 a. Construction, land development, and other land loans: (1) 1– 4 family residential construction loans ................................ (2) Other construction loans and all land development and other land loans........................................................................ Amount (Column B) In Domestic Offices BHDM Amount 1. BHCK F158 1.a.(1) F159 1.a.(2) BHDM b. Secured by farmland............................................................... c. Secured by 1– 4 family residential properties: (1) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit .......................... (2) Closed-end loans secured by 1– 4 family residential properties: (a) Secured by first liens...................................................... (b) Secured by junior liens ................................................... d. Secured by multifamily (5 or more) residential properties................ e. Secured by nonfarm nonresidential properties: (1) Loans secured by owner- occupied nonfarm nonresidential properties ........................................................................ (2) Loans secured by other nonfarm nonresidential properties ......... 1420 1.b. 1797 1.c.(1) 5367 5368 1460 1.c.(2)(a) 1.c.(2)(b) 1.d. BHCK F160 F161 1.e.(1) 1.e.(2) BHDM 2. Loans to depository institutions and acceptances of other banks ......... a. To U.S. banks and other U.S. depository institutions...................... b. To foreign banks .................................................................... 3. Loans to finance agricultural production and other loans to farmers ..... 4. Commercial and industrial loans ................................................... a. To U.S. addressees (domicile) .................................................. b. To non-U.S. addressees (domicile) ............................................ 5. Not applicable. 6. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper) ........ a. Credit cards b. Other revolving credit plans...................................................... c. Automobile loans.................................................................... d. Other consumer loans (includes single payment, installment, and all student loans) ........... 7. Loans to foreign governments and official institutions (including foreign central banks) ................................................... 8. Not applicable. 9. Loans to nondepository financial institutions and other loans: a. Loans to nondepository financial institutions ................................ b. Other loans (1) Loans for purchasing or carrying securities (secured or unsecured)....................................................... (2) All other loans (exclude consumer loans)................................ 10. Lease financing receivables (net of unearned income) ...................... a. Leases to individuals for household, family, and other personal expenditures (i.e., consumer leases) .......................................... b. All other leases ...................................................................... 11. LESS: Any unearned income on loans reflected in items 1–9 above ..... 12. Total (sum of items 1 through 10 minus item 11) (total of column A must equal Schedule HC, sum of items 4.a and 4.b) 1288 1292 1296 1590 1590 1766 1763 1764 1975 B538 B539 K137 K207 2. 2.a. 2.b. 3. 4. 4.a. 4.b. 6. 6.a. 6.b. 6.c. 6.d. 2081 2081 7. J454 J454 9.a. 1545 1545 J451 J451 2165 9.b.(1) 9.b.(2) 10. F162 F163 2123 2123 10.a. 10.b. 11. 2122 2122 12. 03/2011 FR Y-9C Page 20 of 65 Schedule HC-C—Continued Memoranda Dollar Amounts in Thousands 1. Loans restructured in troubled debt restructurings that are in compliance with their modified terms (included in Schedule HC-C, and not reported as past due or nonaccrual in Schedule HC-N, Memorandum item 1): a. Construction, land development, and other land loans in domestic offices: (1) 1– 4 family residential construction loans .............................................................. (2) All other construction loans and all land development and other land loans.................. b. Loans secured by 1– 4 family residential properties in domestic offices ........................... c. Secured by multifamily (5 or more) residential properties in domestic offices .................... d. Secured by nonfarm nonresidential properties in domestic offices: (1) Loans secured by owner-occupied nonfarm nonresidential properties ........................ (2) Loans secured by other nonfarm nonresidential properties....................................... e. Commercial and Industrial loans: (1) To U.S. addressees (domicile)............................................ K163 (2) To non-U.S. addressees (domicile)...................................... K164 f . A ll other loans (include loans to individuals for household, family, and other personal expenditures) 1 .................................................................................................... Itemize and describe loan categories included in Memorandum item 1.f, above that exceed 10 percent of total loans restructured in troubled debt restructurings that are in compliance with their modified terms (sum of Memorandum items 1.a through 1.f): (1) Loans secured by farmland in domestic offices ................................................. BHDM Amount K158 K159 F576 K160 M.1.a.(1) M.1.a.(2) M.1.b. M.1.c. K161 K162 M.1.d.(1) M.1.d.(2) BHCK M.1.e.(1) M.1.e.(2) K165 M.1.f. BHDM K166 M.1.f.(1) BHCK K168 M.1.f.(2) K098 K203 M.1.f.(3)(a) M.1.f.(3)(b) K204 M.1.f.(3)(c) 2746 M.2. B837 M.3. 4. Outstanding credit card fees and finance charges (included in Schedule HC-C, item 6.a, Column A) .......................................................... C391 M.4. (2) Loans to finance agricultural production and other loans to farmers....................... (3) Loans to individuals for household, family, and other personal expenditures: (a) Credit cards .......................................................................................... (b) Automobile loans ................................................................................... (c) Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) ......................................... 2. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule HC-C, items 4 and 9, Column A, above ............ 3. Loans secured by real estate to non-U.S. addressees (domicile) (included in Schedule HC-C, item 1, column A) ............................................................. Memorandum item 4 is to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions). Memorandum item 5 is to be completed by all holding companies. 5. Purchased credit-impaired loans held for investment accounted for in accordance with AICPA Statement of Position 03- 3 (exclude loans held for sale): a. Outstanding balance............................................................................................. C779 b. Amount included in Schedule HC-C, items 1 through 9 ................................................ C780 6. Closed-end loans with negative amortization features secured by 1– 4 family residential properties in domestic offices: a. Total amount of closed-end loans with negative amortization features secured by 1– 4 family residential properties (included in Schedule HC-C, items 1.c.(2)(a) and (b)) .. F230 M.5.a. M.5.b. M.6.a. 09/2016 FR Y-9C Page 21 of 65 Schedule HC-C—Continued Memoranda—Continued Dollar Amounts in Thousands Memorandum items 6.b and 6.c are to be completed by holding companies that had closed-end loans with negative amortization features secured by 1– 4 family residential properties (as reported in Schedule HC-C, Memorandum item 6.a) as of December 31, 2016, that exceeded the lesser of $100 million or 5 percent of total loans and leases, net of unearned income, in domestic offices (as reported in Schedule HC-C, item 12, column B). BHCK Amount 6. b. Total maximum remaining amount of negative amortization contractually permitted on closed-end loans secured by 1– 4 family residential properties ...................................... F231 c. Total amount of negative amortization on closed-end loans secured by 1– 4 family residential properties included in the amount reported in Memorandum item 6.a above ........................................................................................................... F232 7.-8. Not applicable. BHDM 9. Loans secured by 1– 4 family residential properties in domestic offices in process of foreclosure (included in Schedule HC-C, items 1.c.(1), 1.c.(2)(a), and 1.c.(2)(b)) ................. F577 10.-11. Not applicable. (Column A) Fair value of acquired loans and leases at acquisition date Dollar Amounts in Thousands 12. Loans (not subject to the requirements of AICPA Statement of Position 03-3) and leases held for investment that are acquired in business combinations with acquisition dates in the current calendar year: a. Loans secured by real estate.................. b. Commercial and industrial loans ............. c. Loans to individuals for household, family, and other personal expenditures..... d. All other loans and all leases .................. BHCK Amount (Column B) Gross contractual amounts receivable at acquisition BHCK Amount M.6.b. M.6.c. M.9. (Column C) Best estimate at acquisition date of contractual cash flows not expected to be collected BHCK Amount G091 G094 G092 G095 G093 G096 M.12.a. M.12.b. G097 G100 G098 G101 G099 G102 M.12.c. M.12.d. Dollar Amounts in Thousands BHCK 13. Not applicable. 14. Pledged loans and leases ......................................................................................... G378 Amount M.14. 03/2017 FR Y-9C Page 22 of 65 Schedule HC-D—Trading Assets and Liabilities Schedule HC-D is to be completed by holding companies that reported average trading assets (Schedule HC-K, item 4.a) of $2 million or more in any of the four preceding quarters. (Column A) Consolidated Dollar Amounts in Thousands Assets 1. U.S. Treasury securities.......................................................... 2. U.S. government agency obligations (exclude mortgage-backed securities).. 3. Securities issued by states and political subdivisions in the U.S. ..... 4. Mortgage-backed securities (MBS): a. Residential pass-through securities issued or guaranteed by FNMA, FHLMC, or GNMA ................................................... b. Other residential mortgage-backed securities issued or guaranteed by U.S. Government agencies or sponsored agencies1 (include CMOs, REMICs, and stripped MBS ) .......................... c. All other residential mortgage-backed securities ....................... d. Commercial MBS issued or guaranteed by U.S. Government agencies or sponsored agencies1 .......................................... e. All other commercial MBS ................................................... 5. Other debt securities a. Structured financial products: (1) Cash........................................................................... (2) Synthetic ..................................................................... (3) Hybrid ......................................................................... b. All other debt securities ....................................................... 6. Loans: a. Loans secured by real estate................................................ (1) Construction, land development, and other land loans........... (2) Secured by farmland (including farm residential and other improvements) ............. (3) Secured by 1– 4 family residential properties: (a) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit ... (b) Closed-end loans secured by 1– 4 family residential properties: (i) Secured by first liens ............................................. (ii) Secured by junior liens........................................... (4) Secured by multifamily (5 or more) residential properties ....... (5) Secured by nonfarm nonresidential properties ..................... b. Commercial and industrial loans ........................................... c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards ................................................................. (2) Other revolving credit plans ............................................. (3) Automobile loans .......................................................... (4) Other consumer loans (includes single payment, installment, and all student loans) ..................................................... d. Other loans....................................................................... BHCM Amount (Column B) Domestic Offices BHCK 3531 3531 3532 3532 3533 3533 Amount 1. 2. 3. BHCK BHDM G379 G379 4.a. G380 G381 G380 G381 4.b. 4.c. K197 K197 K198 K198 4.d. 4.e. G383 G383 G384 G385 G386 G384 G385 G386 5.a.(1) 5.a.(2) 5.a.(3) 5.b. F604 6.a. 6.a.(1) F605 6.a.(2) F606 6.a.(3)(a) F607 F611 6.a.(3)(b)(i) 6.a.(3)(b)(ii) 6.a.(4) 6.a.(5) 6.b. F610 F614 F612 F613 F614 F615 F615 F616 K199 F616 K199 K210 K210 F618 F618 6.c.(1) 6.c.(2) 6.c.(3) 6.c.(4) 6.d. 1. U.S. Government agencies include, but are not limited to, such agencies as the Government National Mortgage Association (GNMA), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA). U.S. Government-sponsored agencies include, but are not limited to, such agencies as the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal National Mortgage Association (FNMA). 03/2013 FR Y-9C Page 23 of 65 Schedule HC-D—Continued (Column A) Consolidated Dollar Amounts in Thousands BHCM Amount 7.– 8. Not applicable. 9. Other trading assets ............................................................. 3541 10. Not applicable. 11. Derivatives with a positive fair value ......................................... 3543 BHCT 12. Total trading assets (sum of items 1 through 11) (total of Column A must equal Schedule HC, item 5) .................... 3545 Liabilities 13. a. Liability for short positions: (1) Equity securities ........................................................... (2) Debt securities ............................................................. (3) All other assets ............................................................ b. All other trading liabilities .................................................... 14. Derivatives with a negative fair value ........................................ 15. Total trading liabilities (sum of items 13.a through 14) (total of column A must equal Schedule HC, item 15) ................... (Column B) Domestic Offices BHCK Amount 3541 9. 3543 11. BHDM 3545 12. BHCK BHDM G209 G209 G210 G211 F624 G210 G211 F624 3547 3547 13.a.(1) 13.a.(2) 13.a.(3) 13.b. 14. 3548 15. BHCT 3548 Memoranda Dollar Amounts in Thousands 1. Unpaid principal balance of loans measured at fair value (reported in Schedule HC-D, items 6.a. through 6.d.) a. Loans secured by real estate............................................... (1) Construction, land development, and other land loans.......... (2) Secured by farmland (including farm residential and other improvements) ............................................................ (3) Secured by 1– 4 family residential properties: (a) Revolving, open-end land secured by 1– 4 family residential properties and extended under lines of credit .. (b) Closed-end loans secured by 1– 4 family residential properties: (i) Secured by first liens............................................. (ii) Secured by junior liens .......................................... (4) Secured by multifamily (5 or more) residential properties ...... (5) Secured by nonfarm nonresidential properties .................... b. Commercial and industrial loans .......................................... c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards ................................................................ (2) Other revolving credit plans ............................................ (3) Automobile loans ......................................................... (4) Other consumer loans (includes single payment, installment, and all student loans) .................................................... d. Other loans...................................................................... 2. Loans measured at fair value that are past due 90 days or more: a. Fair value ........................................................................ b. Unpaid principal balance .................................................... BHCK Amount BHDM F790 Amount F625 M.1.a. M.1.a.(1) F626 M.1.a.(2) F627 M.1.a.(3)(a) F628 F629 F630 F632 F631 F632 M.1.a.(3)(b)(i) M.1.a.(3)(b)(ii) M.1.a.(4) M.1.a.(5) M.1.b. F633 F634 K200 F633 F634 K200 M.1.c.(1) M.1.c.(2) M.1.c.(3) K211 F636 K211 F636 M.1.c.(4) M.1.d. F639 F640 F639 F640 M.2.a. M.2.b. 03/2011 FR Y-9C Page 24 of 65 Schedule HC-D—Continued Memoranda—Continued (Column A) Consolidated Dollar Amounts in Thousands 3. Structured financial products by underlying collateral or reference assets (for each column, sum of Memorandum items 3.a through 3.g must equal Schedule HC-D, sum of items 5.a.(1) through (3)): a. Trust preferred securities issued by financial institutions.................. b. Trust preferred securities issued by real estate investment trusts........ c. Corporate and similar loans....................................................... d. 1– 4 family residential MBS issued or guaranteed by U.S. government-sponsored enterprises (GSEs) .................................. e. 1– 4 family residential MBS not issued or guaranteed by GSEs......... f. Diversified (mixed) pools of structured financial products................. g. Other collateral or reference assets ............................................ 4. Pledged trading assets: a. Pledged securities................................................................... b. Pledged loans ........................................................................ BHCK Amount (Column B) Domestic Offices BHDM Amount G299 G332 G333 G299 G332 G333 M.3.a. M.3.b. M.3.c. G334 G335 G334 G335 G651 G652 G651 G652 M.3.d. M.3.e. M.3.f. M.3.g. G387 G388 G387 G388 M.4.a. M.4.b. Dollar Amounts in Thousands Memoranda items 5 through 10 are to be completed by holding companies that reported average trading assets (Schedule HC-K, item 4.a.) of $1 billion or more in any of the four preceding quarters. 5. Asset-backed securities: a. Credit card receivables ............................................................................................ b. Home equity lines ................................................................................................... c. Automobile loans .................................................................................................... d. Other consumer loans.............................................................................................. e. Commercial and industrial loans ................................................................................ f. Other.................................................................................................................... 6. Retained beneficial interests in securitizations (first-loss or equity tranches) ........................... 7. Equity securities: a. Readily determinable fair values ................................................................................ b. Other.................................................................................................................... 8. Loans pending securitization ........................................................................................ 9. a. (1) Gross fair value of commodity contracts .................................................................. (2) Gross fair value of physical commodities held in inventory .......................................... b. Other trading assets (itemize and describe amounts included in Schedule HC-D, item 9, column A (other than amounts included in Memoranda items 9.a.(1) and 9.a.(2) above) that are greater than $1,000,000 and exceed 25 percent of item 9 less Memoranda items 9.a.(1) and 9. a. (2)): BHTX (1) F655 BHTX (2) F656 BHTX (3) F657 BHCK F643 F644 F645 F646 F647 F648 F651 F652 F653 F654 G212 G213 F655 F656 Amount M.5.a. M.5.b. M.5.c. M.5.d. M.5.e. M.5.f. M.6. M.7.a. M.7.b. M.8. M.9.a.(1) M.9.a.(2) F657 M.9.b.(1) M.9.b.(2) M.9.b.(3) F658 F659 F660 M.10.a. M.10.b. M.10.c. 10. Other trading liabilities (itemize and describe amounts included in Schedule HC-D, item 13.b that are greater than $1,000,000 and exceed 25 percent of the item) a. b. c. BHTX F658 BHTX F659 BHTX F660 09/2016 FR Y-9C Page 25 of 65 Schedule HC-E—Deposit Liabilities1 Dollar Amounts in Thousands 1. Deposits held in domestic offices of commercial bank subsidiaries of the reporting holding company: a. Noninterest-bearing balances2 ...................................................................................... b. Interest-bearing demand deposits, NOW, ATS, and other transaction accounts ....................... c Money market deposit accounts and other savings accounts............................................... d. Time deposits of $250,000 or less ................................................................................. e. Time deposits of more than $250,000............................................................................. 2. Deposits held in domestic offices of other depository institutions that are subsidiaries of the reporting holding company: a. Noninterest-bearing balances2 ...................................................................................... b. Interest-bearing demand deposits, NOW, ATS, and other transaction accounts ....................... c. Money market deposit accounts and other savings accounts............................................... d. Time deposits of $250,000 or less ................................................................................. e. Time deposits of more than $250,000............................................................................. BHCB Amount 2210 3187 1.a. 1.b. 1.c. 1.d. 1.e. 2389 HK29 J474 BHOD 3189 2.a. 2.b. 2.c. 2.d. 2.e. 3187 2389 HK29 J474 Memoranda Dollar Amounts in Thousands BHDM 1. Brokered deposits $250,000 or less with a remaining maturity of one year or less....................... HK06 2. Brokered deposits $250,000 or less with a remaining maturity of more than one year .................. HK31 3. Time deposits of more than $250,000 with a remaining maturity of one year or less .................... HK32 Amount M.1. M.2. M.3. BHFN 4. Foreign office time deposits with a remaining maturity of one year or less ................................. A245 M.4. 1. The sum of items 1.a through 1.e and items 2.a through 2.e must equal the sum of Schedule HC, items 13.a.(1) and 13.a.(2). 2. Includes noninterest-bearing demand, time, and savings deposits. Schedule HC-F—Other Assets Dollar Amounts in Thousands 1. Accrued interest receivable ............................................................................................. 2. Net deferred tax assets2 .................................................................................................. 3. Interest-only strips receivable (not in the form of a security)3 on: a. Mortgage loans .......................................................................................................... b. Other financial assets .................................................................................................. 4. Equity securities that DO NOT have readily determinable fair values4 ....................................... 5. Life insurance assets: a. General account life insurance assets ............................................................................ b. Separate account life insurance assets ........................................................................... c. Hybrid account life insurance assets ............................................................................... 6. Other........................................................................................................................... 1 BHCK Amount B556 2148 1. 2. A519 A520 3.a. 3.b. 4. 1752 K201 K202 K270 2168 5.a. 5.b. 5.c. 6. BHCT 7. Total (sum of items 1 through 6) (must equal Schedule HC, item 11)......................................... 2160 7. 1. Include accrued interest receivable on loans, leases, debt securities and other interest-bearing assets. 2. See discussion of deferred income taxes in Glossary entry on "income taxes." 3. Report interest-only strips receivable in the form of a security as available-for-sale securities in Schedule HC, item 2.b, or as trading assets in Schedule HC, item 5, as appropriate. 4. Include Federal Reserve stock, Federal Home Loan Bank stock, and bankers' bank stock. 03/2017 FR Y-9C Page 26 of 65 Schedule HC-G—Other Liabilities Dollar Amounts in Thousands BHCK 1. Not applicable. 2. Net deferred tax liabilities1 ..................................................................................................... 3049 3. Allowance for credit losses on off-balance-sheet credit exposures ................................................. B557 4. Other ................................................................................................................................ B984 Amount 2. 3. 4. BHCT 5. 5. Total (sum of items 2 through 4) (must equal Schedule HC, item 20) .............................................. 2750 1. See discussion of deferred income taxes in Glossary entry on "income taxes." Schedule HC-H—Interest Sensitivity1 Dollar Amounts in Thousands 1. Earning assets that are repriceable within one year or mature within one year ................................. 2. Interest-bearing deposit liabilities that reprice within one year or mature within one year included in item 13.a.(2) and 13.b.(2) on Schedule HC, Balance Sheet.......................................................... 3. Long-term debt that reprices within one year included in items 16 and 19.a on Schedule HC, Balance Sheet .................................................................................................................... 4. Variable-rate preferred stock (includes both limited-life and perpetual preferred stock) ....................... 5. Long-term debt reported in Schedule HC, item 19.a on the Balance Sheet that is scheduled to mature within one year ......................................................................................................... BHCK Amount 3197 1. 3296 2. 3298 3408 3. 4. 3409 5. 1. Holding companies with foreign offices have the option of excluding the smallest of such non-U.S. offices from coverage in this schedule. Such holding companies may omit the smallest of their offices in foreign countries when arrayed by total assets provided that the assets of the excluded offices do not exceed 50 percent of the total assets of the holding company's assets in foreign countries and 10 percent of the holding company's total consolidated assets as of the report date. 03/2013 FR Y-9C Page 27 of 65 Schedule HC-I—Insurance-Related Underwriting Activities (Including Reinsurance) Schedule HC-I must be completed by all top-tier holding companies. (See instructions for additional information.) I . Property and Casualty Underwriting Item 1 is to be completed by holding companies with $10,000,000 or more in reinsurance recoverables as of the effective date each quarter. Dollar Amounts in Thousands BHCK Assets 1. Reinsurance recoverables ................................................................................................... B988 2. Total assets ...................................................................................................................... C244 Amount 1. 2. Liabilities 3. Claims and claims adjustment expense reserves...................................................................... B990 4. Unearned premiums ........................................................................................................... B991 3. 4. 5. Total equity ....................................................................................................................... C245 5. 6. Net income ....................................................................................................................... C246 6. II. Life and Health Underwriting Item 1 is to be completed by holding companies with $10,000,000 or more in reinsurance recoverables as of the effective date each quarter. Dollar Amounts in Thousands BHCK Amount Assets 1. Reinsurance recoverables ................................................................................................... C247 2. Separate account assets..................................................................................................... B992 3. Total assets ...................................................................................................................... C248 1. 2. 3. Liabilities 4. Policyholder benefits and contractholder funds ........................................................................ B994 5. Separate account liabilities .................................................................................................. B996 4. 5. 6. Total equity....................................................................................................................... C249 6. 7. Net income ...................................................................................................................... C250 7. 09/2016 FR Y-9C Page 28 of 65 Schedule HC-K—Quarterly Averages Dollar Amounts in Thousands Assets 1. Securities: a. U.S. Treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) .................................................................... b. Mortgage-backed securities.................................................................................... c. All other securities (includes securities issued by states and political subdivisions in the U.S.) ....................... 2. Federal funds sold and securities purchased under agreements to resell ............................ BHCK B558 Amount B559 1.a. 1.b. B560 3365 1.c. 2. BHDM 3. a . Total loans and leases in domestic offices ................................................................. (1) Loans secured by 1– 4 family residential properties................................................. (2) All other loans secured by real estate ................................................................... (3) Loans to finance agricultural production and other loans to farmers............................ (4) Commercial and industrial loans ........................................................................ (5) Loans to individuals for household, family, and other personal expenditures: (a) Credit cards .............................................................................................. (b) Other (includes single payment, installment other than auto loans, all student loans, and revolving credit plans other than credit cards ............................................... 3516 3465 3466 3386 3387 3.a. 3.a.(1) 3.a.(2) 3.a.(3) 3.a.(4) B561 3.a.(5)(a) B562 3.a.(5)(b) BHFN b. Total loans and leases in foreign offices, Edge and agreement subsidiaries, and IBFs.......... 3360 3.b. BHCK 4. a. Trading assets ..................................................................................................... 3401 b. Other earning assets ............................................................................................ B985 5. Total consolidated assets .......................................................................................... 3368 Liabilities 6. Interest-bearing deposits (domestic)1 ........................................................................... 7. Interest-bearing deposits (foreign)1 .............................................................................. 8. Federal funds purchased and securities sold under agreements to repurchase .................... 9. All other borrowed money ......................................................................................... 10. Not applicable. 3517 3404 3353 4.a. 4.b. 5. 2635 6. 7. 8. 9. Equity Capital 11. Total equity capital (excludes limited-life preferred stock) ................................................. 3519 11. 1. Includes interest-bearing demand deposits. 03/2011 For Federal Reserve Bank Use Only FR Y-9C Page 29 of 65 C.I. Schedule HC-L—Derivatives and Off-Balance-Sheet Items Report only transactions with nonrelated institutions Dollar Amounts in Thousands 1. Unused commitments (report only the unused portions of commitments that are fee paid or otherwise legally binding): a. Revolving, open-end loans secured by 1– 4 family residential properties, (e.g., home equity lines) .. b. (1) Unused consumer credit card lines ...................................................................... (2) Other unused credit card lines ............................................................................ c. (1) Commitments to fund commercial real estate, construction, and land development loans secured by real estate (sum of items 1.c.(1)(a) and (b) must equal item 1.c.(1)) ............... BHCK Amount 3814 J455 J456 1.a. 1.b.(1) 1.b.(2) 3816 1.c.(1) (a) 1– 4 family residential construction loan commitments ........ F164 (b) Commercial real estate, other construction loan, and land development loan commitments .................................... F165 1.c.(1)(a) 1.c.(1)(b) (2) Commitments to fund commercial real estate, construction, and land development loans NOT secured by real estate ................................................................................ d. Securities underwriting ........................................................................................... e. Other unused commitments: (1) Commercial and industrial loans ......................................................................... (2) Loans to financial institutions ............................................................................. (3) All other unused commitments ............................................................................ 2. Financial standby letters of credit and foreign office guarantees .......................................... 6550 1.c.(2) 1.d. 3817 J457 1.e.(1) 1.e.(2) 1.e.(3) 2. J458 J459 6566 Item 2.a is to be completed by holding companies with $1 billion or more in total assets.1 a. Amount of financial standby letters of credit conveyed to others ..................................... 3820 3. Performance standby letters of credit and foreign office guarantees ..................................... 6570 2.a. 3. Item 3.a is to be completed by holding companies with $1 billion or more in total assets.1 a. Amount of performance standby letters of credit conveyed to others ................................ 4. Commercial and similar letters of credit .......................................................................... 5. Not applicable. 6. Securities: a. Securities lent ...................................................................................................... b. Securities borrowed ............................................................................................... 7. Credit derivatives: a. Notional amounts: (1) Credit default swaps ......................................................... (2) Total return swaps ............................................................ (3) Credit options.................................................................. (4) Other credit derivatives ..................................................... b. Gross fair values: (1) Gross positive fair value .................................................... (2) Gross negative fair value ................................................... (Column A) Sold Protection BHCK Amount 3822 3411 3.a. 4. 3433 3432 6.a. 6.b. (Column B) Purchased Protection BHCK C968 C970 C972 C969 C971 C973 C974 C975 C219 C221 C220 C222 c. Notional amounts by regulatory capital treatment: (1) Positions covered under the Market Risk Rule: (a) Sold protection ........................................................................................... (b) Purchased protection ................................................................................... (2) All other positions: (a) Sold protection ........................................................................................... (b) Purchased protection that is recognized as a guarantee for regulatory capital purposes.................................................................................................... (c) Purchased protection that is not recognized as a guarantee for regulatory capital purposes.................................................................................................... 1. The $1 billion asset size test is based on the total assets reported as of June 30, 2016. BHCK Amount 7.a.(1) 7.a.(2) 7.a.(3) 7.a.(4) 7.b.(1) 7.b.(2) Amount G401 G402 7.c.(1)(a) 7.c.(1)(b) G403 7.c.(2)(a) G404 7.c.(2)(b) G405 7.c.(2)(c) 03/2017 FR Y-9C Page 30 of 65 Schedule HC-L—Continued Report only transactions with nonrelated institutions Remaining Maturity of: (Column A) One year or less Dollar Amounts in Thousands 7. d. Notional amounts by remaining maturity: (1) Sold credit protection: (a) Investment grade ........................ (b) Subinvestment grade ................... (2) Purchased credit protection: (a) Investment grade ........................ (b) Subinvestment grade ................... BHCK Amount (Column B) Over One Year Through Five Years BHCK Amount (Column C) Over Five Years BHCK G406 G407 G408 G409 G410 G411 G412 G413 G414 G415 G416 G417 BHCK 8. Spot foreign exchange contracts................................................................................... 9. All other off-balance-sheet items (exclude derivatives) (include in item 9 the aggregate amount all other off-balance-sheet items that individually exceed 10 percent of Schedule HC, item 27.a, "Total holding company equity capital") (itemize and describe in items 9.a through 9.f only amounts that exceed 25 percent of Schedule HC, item 27.a)......................... a. Commitments to purchase when-issued securities ....................................................... b. Commitments to sell when-issued securities ............................................................... Amount 7.d.(1)(a) 7.d.(1)(b) 7.d.(2)(a) 7.d.(2)(b) Amount 8765 8. 3430 3434 3435 9. 9.a. 9.b. c. TEXT 6561 6561 9.c. d. TEXT 6562 6562 9.d. e. TEXT 6568 6568 9.e. TEXT 6586 6586 9.f. f. 10. Not applicable. 03/2015 FR Y-9C Page 31 of 65 Schedule HC-L—Continued Dollar Amounts in Thousands Derivatives Position Indicators 11. Gross amounts (e.g., notional amounts) (for each column, sum of items 11.a through 11.e must equal sum of items 12 and 13): a. Futures contracts ....... b. Forward contracts ...... c. Exchange-traded option contracts: (1) Written options ..... (2) Purchased options .. d. Over-the-counter option contracts: (1) Written options ..... (Column A) Interest Rate Contracts Amount (Column B) Foreign Exchange Contracts Amount (Column C) Equity Derivative Contracts Amount (Column D) Commodity and Other Contracts Amount BHCK 8693 BHCK 8694 BHCK 8695 BHCK 8696 BHCK 8697 BHCK 8698 BHCK 8699 BHCK 8700 11.a. 11.b. BHCK 8701 BHCK 8702 BHCK 8703 BHCK 8704 BHCK 8705 BHCK 8706 BHCK 8707 BHCK 8708 11.c.(1) 11.c.(2) BHCK 8709 BHCK 8710 BHCK 8711 BHCK 8712 BHCK 8713 BHCK 8714 BHCK 8715 BHCK 8716 BHCK 3450 BHCK 3826 BHCK 8719 BHCK 8720 11.d.(1) (2) Purchased options .. e. Swaps ..................... 12. Total gross notional amount of derivative contracts held for trading...... 13. Total gross notional amount of derivative contracts held for purposes other than trading ........... 14. Gross fair values of derivative contracts: a. Contracts held for trading: (1) Gross positive fair value .................. (2) Gross negative fair value .................. b. Contracts held for purposes other than trading: (1) Gross positive fair value .................. (2) Gross negative fair value .................. 11.d.(2) 11.e. BHCK A126 BHCK A127 BHCK 8723 BHCK 8724 12. BHCK 8725 BHCK 8726 BHCK 8727 BHCK 8728 13. BHCK 8733 BHCK 8734 BHCK 8735 BHCK 8736 BHCK 8737 BHCK 8738 BHCK 8739 BHCK 8740 14.a.(1) 14.a.(2) BHCK 8741 BHCK 8742 BHCK 8743 BHCK 8744 BHCK 8745 BHCK 8746 BHCK 8747 BHCK 8748 14.b.(1) 14.b.(2) 03/2007 FR Y-9C Page 32 of 65 Schedule HC-L—Continued Item 15 is to be completed only by holding companies with total assets of $10 billion or more.1 (Column A) Banks and Securities Firms Dollar Amounts in Thousands 15. Over-the-counter derivatives: a. Net current credit exposure .................. b. Fair value of collateral: (1) Cash–U.S. dollar........................... (2) Cash–Other currencies................... (3) U.S. Treasury securities ................. (4) U.S. government agency and U.S. government-sponsored agency debt securities..................................... (5) Corporate bonds ........................... (6) Equity securities............................ (7) All other collateral ......................... (8) Total fair value of collateral (sum of items 15.b.(1) through (7)) ... BHCK Amount (Column B) Monoline Financial Guarantors BHCK Amount (Column C) Hedge Funds BHCK Amount (Column D) Sovereign Governments BHCK Amount (Column E) Corporations and All Other Counterparties BHCK Amount G418 G419 G420 G421 G422 15.a. G423 G428 G424 G429 G425 G430 G426 G431 G427 G432 G433 G434 G435 G436 G437 15.b.(1) 15.b.(2) 15.b.(3) G438 G443 G448 G439 G444 G449 G440 G445 G450 G441 G446 G451 G442 G447 G452 G453 G454 G455 G456 G457 15.b.(4) 15.b.(5) 15.b.(6) 15.b.(7) G458 G459 G460 G461 G462 15.b.(8) 1. The $10 billion asset size test is based on the total assets reported as of June 30, 2016. 03/2017 FR Y-9C Page 33 of 65 Schedule HC-M—Memoranda Dollar Amounts in Thousands Number (Unrounded) 1. Total number of holding company common shares outstanding ..................................................................... 3459 2. Debt maturing in one year or less (included in Schedule HC, items 16 and 19.a) that is issued to unrelated third parties by bank subsidiaries ................................................. 3. Debt maturing in more than one year (included in Schedule HC, items 16 and 19.a) that is issued to unrelated third parties by bank subsidiaries.................................................. 4. Other assets acquired in satisfaction of debts previously contracted............................... 5. Securities purchased under agreements to resell offset against securities sold under agreements to repurchase on Schedule HC .............................................................. 6. Assets covered by loss-sharing agreements with the FDIC: a. Loans and leases (included in Schedule HC, items 4.a and 4.b): (1) Loans secured by real estate in domestic offices: (a) Construction, land development, and other land loans: (1) 1– 4 family residential construction loans............................................... (2) Other construction loans and all land development and other land loans ..... (b) Secured by farmland ............................................................................. (c) Secured by 1– 4 family residential properties: (1) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit ............................................................ (2) Closed-end loans secured by 1– 4 family residential properties: (a) Secured by first liens .................................................................. (b) Secured by junior liens................................................................ (d) Secured by multifamily (5 or more) residential properties ............................... (e) Secured by nonfarm nonresidential properties: (1) Loans secured by owner-occupied nonfarm nonresidential properties ......... (2) Loans secured by other nonfarm nonresidential properties ....................... BHCK Amount 1. 6555 2. 6556 6557 3. 4. A288 5. BHDM K169 K170 K171 6.a.(1)(a)(1) 6.a.(1)(a)(2) 6.a.(1)(b) K172 6.a.(1)(c)(1) K173 K174 6.a.(1)(c)(2)(a) 6.a.(1)(c)(2)(b) K175 6.a.(1)(d) K176 6.a.(1)(e)(1) 6.a.(1)(e)(2) K177 BHCK (2) Loans to finance agricultural production and other loans to farmers ...................... (3) Commercial and industrial loans ................................................................... (4) Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (a) Credit cards ......................................................................................... (b) Automobile loans .................................................................................. (c) Other consumer loans (includes single payment, installment, all student loans, and all revolving credit plans other than credit cards..................................... (5) All other loans and leases ............................................................................ b. Other real estate owned (included in Schedule HC, item 7): (1) Construction, land development, and other land in domestic offices ...................... (2) Farmland in domestic offices ........................................................................ (3) 1– 4 family residential properties in domestic offices .......................................... (4) Multifamily (5 or more) residential properties in domestic offices........................... (5) Nonfarm nonresidential properties in domestic offices ........................................ K178 K179 6.a.(2) 6.a.(3) K180 K181 6.a.(4)(a) 6.a.(4)(b) K182 K183 6.a.(4)(c) 6.a.(5) BHDM K187 K188 K189 K190 K191 6.b.(1) 6.b.(2) 6.b.(3) 6.b.(4) 6.b.(5) 09/2016 FR Y-9C Page 34 of 65 Schedule HC-M—Continued Dollar Amounts in Thousands 6. b . (6) In foreign offices ................................................................................................. (7) Portion of covered other real estate owned included in items 6.b.(1) through (6) above that is protected by FDIC loss-sharing agreements .......................................................... c. Debt securities (included in Schedule HC, items 2.a and 2.b) ............................................ d. Other assets (exclude FDIC loss-sharing indemnification assets) ....................................... 7. Captive insurance and reinsurance subsidiaries: a. Total assets of captive insurance subsidiaries1 ............................................................... b. Total assets of captive reinsurance subsidiaries1 ............................................................ Amount BHFN K260 6.b.(6) BHCK K192 J461 J462 6.b.(7) 6.c. 6.d. K193 7.a. 7.b. K194 8. Has the holding company entered into a business combination during the calendar year that was accounted for by the purchase method of accounting? (Enter ''1'' for Yes; enter ''0'' for No.) ................ 0=No 9. Has the holding company restated its financial statements during the last quarter as a result of new or revised Statements of Financial Accounting Standards? (Enter ''1'' for Yes; enter ''0'' for No.) .............. 10. Not applicable. 11. Have all changes in investments and activities been reported to the Federal Reserve on the Report of Changes in Organizational Structure (FR Y-10)? Holding companies must not leave blank or enter "N/A." The holding company must enter "1" for yes or for no changes to report; or enter "0" for no. If the answer to this question is no, complete the FR Y-10............................................................ 0=No BHCK 1=Yes C251 BHCK 1=Yes 6689 0=No 8. 9. BHCK 1=Yes 6416 11. TEXT 6428 Name of Holding Company Official Verifying FR Y-10 Reporting (Please Type or Print) Area Code / Phone Number (TEXT 9009) Amount BHCK 12. Intangible assets other than goodwill: a. Mortgage servicing assets ........................................................................................ 3164 12.a. (1) Estimated fair value of mortgage servicing assets ..................... 6438 b. Purchased credit card relationships and nonmortgage servicing assets .............................. B026 c. All other identifiable intangible assets.......................................................................... 5507 12.a.(1) 12.b. 12.c. BHCT d. Total (sum of items 12.a, 12.b, and 12.c) (must equal Schedule HC, item 10.b) .................... 0426 13. Other real estate owned................................................................................................ 14. Other borrowed money: a. Commercial paper ................................................................................................... b. Other borrowed money with a remaining maturity of one year or less ................................. c. Other borrowed money with a remaining maturity of more than one year ............................ 12.d. 2150 13. BHCK 2309 2332 14.a. 14.b. 14.c. 2333 BHCT d. Total (sum of items 14.a, 14.b, and 14.c) (must equal Schedule HC, item 16) ...................... 3190 15. Does the holding company sell private label or third-party mutual funds and annuities? (Enter ''1'' for Yes; enter ''0" for No.) ........................................................................................ BHCK 14.d. 0=No BHCK 1=Yes B569 15. Amount 16. Assets under management in proprietary mutual funds and annuities..................................... B570 16. 1. Report total assets before eliminating intercompany transactions between the consolidated insurance or reinsurance subsidiary and other offices or consolidated subsidiaries of the reporting holding company. 03/2013 FR Y-9C Page 35 of 65 Schedule HC-M—Continued The following two questions (items 17 and 18) will be used to determine if the reporting holding company must complete the Consolidated Holding Company Report of Equity Investments in Nonfinancial Companies (FR Y-12). See the line item instructions for further details. 17. Does the holding company hold, either directly or indirectly through a subsidiary or affiliate, any nonfinancial equity investments (see instructions for definition) within a Small Business Investment Company (SBIC) structure, or under section 4(c)(6) or 4 (c)(7) of the Bank Holding Company Act, or pursuant to the merchant banking authority of section 4(k)4(H) of the Bank Holding Company Act, or pursuant to the investment authority granted by Regulation K? (Enter ''1'' for Yes; enter ''0'' for No.) .... 0=No BHCK 1=Yes C161 17. If the answer to item 17 is no, your organization does not need to complete the FR Y-12. Skip item 18 and proceed to items 19.a and 19.b below. If the answer to item 17 is yes, proceed to item 18. 18. Do your aggregate nonfinancial equity investments (see instructions for definition) equal or exceed the lesser of $100 million (on an acquisition cost basis) or 10 percent of the holding company's consolidated Tier 1 capital as of the report date? (Enter ''1'' for Yes; enter ''0'' for No.)........................ 0=No BHCK 1=Yes C159 18. If the answer to both item 17 and item 18 is yes, your organization must complete the FR Y-12. Skip items 19.a and 19.b and proceed to item 20 below. If the answer to either item 17 or item 18 is no, your organization does not need to complete the FR Y-12. Proceed to items 19.a. and 19.b. below. Items 19.a. and 19.b. are to be completed by all holding companies that are not required to file the FR Y-12. 19. a. Has the holding company sold or otherwise liquidated its holding of any nonfinancial equity investment since the previous reporting period? (Enter ''1'' for Yes; enter ''0'' for No.)..................... b. Does the holding company manage any nonfinancial equity investments for the benefit of others? (Enter "1" for Yes; enter "0" for No.) .................................................................................... Dollar Amounts in Thousands Memoranda items 20 and 21 are to be completed only by holding companies who have made an effective election to become a financial holding company. See the line item instructions for further details. 20. Balances of broker-dealer subsidiaries engaged in underwriting or dealing securities pursuant to Section 4(k)(4)(E) of the Bank Holding Company Act as amended by the Gramm-Leach-Bliley Act: a. Net assets ............................................................................................................. b. Balances due from related institutions: (1) Due from the holding company (parent company only), gross...................................... (2) Due from subsidiary banks of the holding company, gross .......................................... (3) Due from nonbank subsidiaries of the holding company, gross .................................... c. Balances due to related institutions: (1) Due to holding company (parent company only), gross .............................................. (2) Due to subsidiary banks of the holding company, gross.............................................. (3) Due to nonbank subsidiaries of the holding company, gross ....................................... d. Intercompany liabilities reported in items 20.c.(1), 20.c.(2), and 20.c.(3) above that qualify as liabilities subordinated to claims of general creditors .................................................. 21. Net assets of subsidiaries engaged in insurance or reinsurance underwriting pursuant to Section 4(k)(4)(B) of the Bank Holding Company Act as amended by the GrammLeach-Bliley Act (12 U.S.C. § 1843(k)(4)(B))1 .................................................................... BHCK 0=No BHCK 1=Yes C700 19.a. 0=No 1=Yes C701 19.b. Amount C252 20.a. 4832 4833 4834 20.b.(1) 20.b.(2) 20.b.(3) 5041 5043 5045 20.c.(1) 20.c.(2) 20.c.(3) 5047 20.d. C253 21. 1. A savings and loan holding company that wishes to engage in financial holding company activities must have an effective election to be treated as a financial holding company or conducts activities under section 10(c)(2)(H)(i) of the HOLA (12 U.S.C. 1467a(c)(2)(H)(i)). 03/2013 FR Y-9C Page 36 of 65 Schedule HC-M—Continued Memoranda item 22 is to be completed by holding companies with total assets of $30 billion or more. 22. Address (URL) for the reporting holding company's web page that displays risk disclosures, including those about credit and market risk. (Example: www.examplebhc.com/riskdisclosures) TEXT C497 22. http:// Dollar Amounts in Thousands Memoranda items 23 and 24 are to be completed by all holding companies. 23. Secured liabilities: a. Amount of "Federal funds purchased in domestic offices" that are secured (included in Schedule HC, item 14.a) ............................................................................. b. Amount of "Other borrowings" that are secured (included in Schedule HC-M, item 14.d)............ 24. Issuances associated with the U.S. Department of Treasury Capital Purchase Program: a. Senior perpetual preferred stock or similar items ............................................................... b. Warrants to purchase common stock or similar items ......................................................... BHCK F064 Amount F065 23.a. 23.b. G234 G235 24.a. 24.b. 03/2013 For Federal Reserve Bank Use Only FR Y-9C Page 37 of 65 C.I. Schedule HC-N—Past Due and Nonaccrual Loans, Leases, and Other Assets (Column A) Past due 30 through 89 days and still accruing 1. 2. 3. 4. 5. 6. 7. 8. Dollar Amounts in Thousands Loans secured by real estate: a. Construction, land development, and other land loans in domestic offices: (1) 1– 4 family residential construction loans ... (2) Other construction loans and all land development and other land loans ....... b. Secured by farmland in domestic offices..... c. Secured by 1– 4 family residential properties in domestic offices: (1) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit ............. (2) Closed-end loans secured by 1– 4 family residential properties: (a) Secured by first liens ................... (b) Secured by junior liens ................. d. Secured by multifamily (5 or more) residential properties in domestic offices..... e. Secured by nonfarm nonresidential properties in domestic offices: (1) Loans secured by owner-occupied nonfarm non-residential properties ....... (2) Loans secured by other nonfarm nonresidential properties.................... f. In foreign offices.................................... Loans to depository institutions and acceptances of other banks: a. U.S. banks and other U.S. depository institutions............................................ b. Foreign banks ....................................... Loans to finance agricultural production and other loans to farmers................................. Commercial and industrial loans .................. Loans to individuals for household, family, and other personal expenditures: a. Credit cards ......................................... b. Automobile loans ................................... c. Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards).. Loans to foreign governments and official institutions .............. All other loans ........................................... Lease financing receivables: a. Leases to individuals for household, family, and other personal expenditures ............... b. All other leases ..................................... BHCK Amount (Column B) Past due 90 days or more and still accruing BHCK Amount (Column C) Nonaccrual BHCK Amount F172 F174 F176 1.a.(1) F173 3493 F175 3494 F177 3495 1.a.(2) 1.b. 5398 5399 5400 1.c.(1) C236 C238 C237 C239 C229 C230 1.c.(2)(a) 1.c.(2)(b) 3499 3500 3501 1.d. F178 F180 F182 1.e.(1) F179 B572 F181 B573 F183 B574 1.e.(2) 1.f. 5377 5380 5378 5381 5379 5382 2.a. 2.b. 1594 1606 1597 1607 1583 1608 3. 4. B575 K213 B576 K214 B577 K215 5.a. 5.b. K216 K217 K218 5.c. 5389 5459 5390 5460 5391 5461 6. 7. F166 F169 F167 F170 F168 F171 8.a. 8.b. Amounts reported in Schedule HC-N, items 1 through 8, above include guaranteed and unguaranteed portions of past due and nonaccrual loans and leases. Report in item 11 below certain guaranteed loans and leases that have already been included in the amounts reported in items 1 through 8. 03/2011 FR Y-9C Page 38 of 65 Schedule HC-N—Continued (Column A) Past due 30 through 89 days and still accruing 9. 10. 11. 12. Dollar Amounts in Thousands Debt securities and other assets (exclude other real estate owned and other repossessed assets) ............................. TOTAL (sum of items 1 through 9) ........... Loans and leases reported in items 1 through 8 above which are wholly or partially guaranteed by the U.S.Government (excluding loans and leases covered by loss-sharing agreements with the FDIC) .... a. Guaranteed portion of loans and leases (exclude rebooked "GNMA loans") included in item 11 above ................... b. Rebooked "GNMA loans" that have been repurchased or are eligible for repurchase included in item 11 above ... Loans and leases in items 1 through 8 above which are covered by loss-sharing agreements with the FDIC: a. Loans secured by real estate in domestic offices: (1) Construction, land development, and other land loans: (a) 1– 4 family residential construction loans ................... (b) Other construction loans and all land development and other land loans ...................... (2) Secured by farmland..................... (3) Secured by 1– 4 family residential properties: (a) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit .......................... (b) Closed-end loans secured by 1– 4 family residential properties: (1) Secured by first liens ............ (2) Secured by junior liens.......... (4) Secured by multifamily (5 or more) residential properties ............ (5) Secured by nonfarm nonresidential properties: (a) Loans secured by owneroccupied nonfarm nonresidential properties ............................... (b) Loans secured by other non-farm nonresidential properties............ b. Loans to finance agricultural production and other loans to farmers ................... c. Commercial and industrial loans ............. BHCK Amount (Column B) Past due 90 days or more and still accruing BHCK Amount (Column C) Nonaccrual BHCK Amount 3505 5524 3506 5525 3507 5526 9. 10. K036 K037 K038 11. K039 K040 K041 11.a. K042 K043 K044 11.b. BHDM BHDM BHDM K045 K046 K047 12.a.(1)(a) K048 K051 K049 K052 K050 K053 12.a.(1)(b) 12.a.(2) K054 K055 K056 12.a.(3)(a) K057 K060 K058 K061 K059 K062 12.a.(3)(b)(1) K063 K064 K065 12.a.(4) K066 K067 K068 12.a.(5)(a) 12.a.(5)(b) K069 K070 K071 BHCK BHCK BHCK K072 K075 K073 K076 K074 K077 12.a.(3)(b)(2) 12.b. 12.c. 03/2011 FR Y-9C Page 39 of 65 Schedule HC-N—Continued (Column A) Past due 30 through 89 days and still accruing Dollar Amounts in Thousands 12.d. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards ..................................... (2) Automobile loans ............................... (3) Other consumer loans ........................ e. All other loans and leases ........................ f. Portion of covered loans and leases included in items 12.a through 12.e above that is protected by FDIC losssharing agreements................................ BHCK Amount (Column B) Past due 90 days or more and still accruing BHCK Amount (Column C) Nonaccrual BHCK Amount K078 K081 K084 K087 K079 K082 K085 K088 K080 K083 K086 K089 12.d.(1) 12.d.(2) 12.d.(3) 12.e. K102 K103 K104 12.f. Memoranda Dollar Amounts in Thousands 1. Loans restructured in troubled debt restructurings included in Schedule HC-N, items 1 through 7, above (and not reported in Schedule HC-C, Memorandum item 1): a. Construction, land development, and other land loans in domestic offices: (1) 1–4 family residential construction loans .. (2) Other construction loans and all land development and other land loans ......... b. Loans secured by 1– 4 family residential properties in domestic offices.................... c. Secured by multifamily (5 or more) residential properties in domestic offices .......... d. Secured by nonfarm nonresidential properties in domestic offices: (1) Loans secured by owner-occupied nonfarm nonresidential properties ......... (2) Loans secured by other nonfarm nonresidential properties ..................... BHDM K105 Amount BHDM K106 Amount BHDM Amount K107 M.1.a.(1) M.1.a.(2) K108 K109 K110 BHCK BHCK BHCK F661 F662 F663 BHDM BHDM BHDM K111 K112 K113 M.1.c. K114 K115 K116 M.1.d.(1) K117 K118 K119 M.1.d.(2) M.1.b. 09/2016 FR Y-9C Page 40 of 65 Schedule HC-N—Continued Memoranda–Continued (Column A) Past due 30 through 89 days and still accruing Dollar Amounts in Thousands BHCK 1. e. Commercial and industrial loans: (1) To U.S. addressees (domicile)............ K120 (2) To non-U.S. addressees (domicile)...... K123 f. All other loans (include loans to individuals for household, family, and other personal expenditures) ...................................... K126 Amount (Column B) Past due 90 days or more and still accruing BHCK Amount (Column C) Nonaccrual BHCK Amount K121 K124 K122 K125 M.1.e.(1) M.1.e.(2) K127 K128 M.1.f. BHDM BHDM BHDM K130 K131 K132 BHCK BHCK BHCK K138 K139 K140 M.1.f.(2) K274 K277 K275 K278 K276 K279 M.1.f.(3)(a) M.1.f.(3)(b) K280 K281 K282 M.1.f.(3)(c) 6558 6559 6560 M.2. 3508 1912 1913 M.3. C240 C241 C226 M.5.a. F664 F667 F665 F668 F666 F669 M.5.b.(1) M.5.b.(2) Itemize and describe loan categories included in item 1.f, above that exceed 10 percent of total loans restructured in troubled debt restructurings that are past due 30 days or more or in non-accrual status (sum of Memorandum items 1.a through 1.f, columns A through C): (1) Loans secured by farmland in domestic offices ........................................... (2) Loans to finance agricultural production and other loans to farmers ................. (3) Loans to individuals for household, family, and other personal expenditures: (a) Credit cards ............................... (b) Automobile loan .......................... (c) Other consumer loans (includes single payment, installment, all student loans, and revolving credit plans other than credit cards .......... 2. Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule HC-N, items 4 and 7 above.......... 3. Loans and leases included in Schedule HC-N, items 1, 2, 4, 5, 6, 7, and 8 extended to non-U.S. addressees ........................... 4. Not applicable. 5. Loans and leases held-for-sale and loans measured at fair value (included in Schedule HC-N, items 1 through 8 above) a. Loans and leases held for sale ............... b. Loans measured at fair value: (1) Fair value....................................... (2) Unpaid principal balance ................... M.1.f.(1) 09/2016 FR Y-9C Page 41 of 65 Schedule HC-N—Continued Memoranda–Continued Item 6 is to be reported only by holding companies with total consolidated assets of $1 billion or more, or with $2 billion or more in par/ notional amounts of off-balance-sheet derivative contracts (as reported in Schedule HC-L, items 11.a through 11.e). (Column A) Past due 30 through 89 days Dollar Amounts in Thousands BHCK 6. Derivative contracts: Fair value of amounts carried as assets .......... 3529 Amount (Column B) Past due 90 days or more BHCK Amount 3530 M.6. Dollar Amounts in Thousands BHCK 7. Additions to nonaccrual assets during the quarter ............................................................. C410 8. Nonaccrual assets sold during the quarter ....................................................................... C411 (Column A) Past due 30 through 89 days and still accruing Dollar Amounts in Thousands BHCK 9. Purchased credit-impaired loans accounted for in accordance with FASB ASC 310-30 (former AICPA Statement of Position 03-3): a. Outstanding balance ............................... L183 b. Amount included in Schedule HC-N, items 1 through 7, above .................................... L186 Amount (Column B) Past due 90 days or more and still accruing BHCK Amount Amount M.7. M.8. (Column C) Nonaccrual BHCK Amount L184 L185 M.9.a. L187 L188 M.9.b. 06/2015 FR Y-9C Page 42 of 65 Schedule HC-P—1–4 Family Residential Mortgage Banking Activities in Domestic Offices Schedule HC-P is to be completed by (1) all holding companies with $1 billion or more in total assets1 and (2) holding companies with less than $1 billion in total assets at which either 1– 4 family residential mortgage loan originations and purchases for resale2 from all sources, loan sales, or quarter-end loans held for sale or trading in domestic offices exceed $10 million for two consecutive quarters. Dollar Amounts in Thousands 1. Retail originations during the quarter of 1– 4 family residential mortgage loans for sale:2 a. Closed-end first liens.................................................................................................. b. Closed-end junior liens ............................................................................................... c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit ................................................................ (2) Principal amount funded under the lines of credit ........................................................ 2. Wholesale originations and purchases during the quarter of 1– 4 family residential mortgage loans for sale:2 a. Closed-end first liens.................................................................................................. b. Closed-end junior liens ............................................................................................... c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit ................................................................ (2) Principal amount funded under the lines of credit ....................................................... 3. 1– 4 family residential mortgages sold during the quarter: a. Closed-end first liens.................................................................................................. b. Closed-end junior liens ............................................................................................... c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit ................................................................ (2) Principal amount funded under the lines of credit ........................................................ 4. 1– 4 family residential mortgages held for sale or trading at quarter-end (included in Schedule HC, items 4.a and 5): a. Closed-end first liens.................................................................................................. b. Closed-end junior liens ............................................................................................... c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit ................................................................. (2) Principal amount funded under the lines of credit ........................................................ 5. Noninterest income for the quarter from the sale, securitization, and servicing of 1– 4 family residential mortgage loans (included in Schedule HI, items 5.c, 5.f, 5.g, and 5.i): a. Closed-end 1– 4 family residential mortgage loans ........................................................... BHCK F066 F067 Amount 1.a. 1.b. BHDM F670 F671 1.c.(1) 1.c.(2) BHCK F068 F069 2.a. 2.b. BHDM F672 F673 2.c.(1) 2.c.(2) BHCK F070 F071 3.a. 3.b. BHDM F674 F675 3.c.(1) 3.c.(2) BHCK F072 F073 4.a. 4.b. BHDM F676 F677 4.c.(1) 4.c.(2) BHCK F184 5.a. BHDM b. Open-end 1– 4 family residential mortgage loans extended under lines of credit ..................... 6. Repurchases and indemnifications of 1– 4 family residential mortgage loans during the quarter: a. Closed-end first liens.................................................................................................. b. Closed-end junior liens ............................................................................................... c. Open-end loans extended under lines of credit: (1) Total commitment under the lines of credit ................................................................. (2) Principal amount funded under the lines of credit ........................................................ 7. Representation and warranty reserves for 1– 4 family residential mortgage loans sold: a. For representations and warranties made to U.S. government agencies and governmentsponsored agencies.................................................................................................... b. For representations and warranties made to other parties................................................... c. Total representation and warranty reserves (sum of items 7.a and 7.b) .................................. F560 5.b. F678 6.a. 6.b. F679 F680 F681 6.c.(1) 6.c.(2) BHCK L191 L192 M288 7.a. 7.b. 7.c. 1. The $1 billion asset size test is based on the total assets reported as of June 30, 2016. 2. Exclude originations and purchases of 1– 4 family residential mortgage loans that are held for investment. 03/2017 FR Y-9C Page 43 of 65 Schedule HC-Q—Assets and Liabilities Measured at Fair Value on a Recurring Basis Schedule HC-Q is to be completed by all holding companies. (Column A) Total Fair Value Reported on Schedule HC Dollar Amounts in Thousands Assets 1. Available-for-sale securities ........................ 2. Federal funds sold and securities purchased under agreements to resell .......... 3. Loans and leases held for sale .................... 4. Loans and leases held for investment ........... 5. Trading assets: a. Derivative assets ................................. BHCY 1773 Amount (Column B) LESS: Amounts Netted in the Determination of Total Fair Value BHCK Amount (Column C) Level 1 Fair Value Measurements BHCK Amount (Column D) Level 2 Fair Value Measurements BHCK Amount (Column E) Level 3 Fair Value Measurements BHCK Amount G474 G475 G476 G477 1. G478 G483 G479 G484 G480 G485 G481 G486 G482 G487 G488 G489 G490 G491 G492 2. 3. 4. G493 G494 G495 G496 5.a. G498 G499 G500 G501 5.b. BHCK BHCT 3543 BHCK b. Other trading assets ............................. (1) Nontrading securities at fair value with changes in fair value reported in current earnings (included in Schedule HC-Q, item 5.b, above) ....... 6. All other assets ........................................ 7. Total assets measured at fair value on a recurring basis ......................................... G497 F240 F684 F692 F241 F242 G391 G392 G395 G396 G804 5.b.(1) 6. G502 G503 G504 G505 G506 7. F686 F694 F253 F254 8. G508 G509 G510 G511 9. G512 G513 G514 G515 10.a. G516 G517 G518 G519 G520 G521 G526 G805 G522 G527 G806 G523 G528 G807 G524 G529 G808 G525 G530 G809 10.b. 11. 12. 13. G531 G532 G533 G534 G535 14. Liabilities 8. Deposits ................................................ F252 9. Federal funds purchased and securities sold under agreements to repurchase ........... G507 BHCT 10. Trading liabilities: a. Derivative liabilities ............................... 3547 BHCK 11. 12. 13. 14. b. Other trading liabilities........................... Other borrowed money .............................. Subordinated notes and debentures ............. All other liabilities...................................... Total liabilities measured at fair value on a recurring basis ......................................... 03/2013 FR Y-9C Page 44 of 65 Schedule HC-Q—Continued Memoranda (Column A) Total Fair Value Reported on Schedule HC Dollar Amounts in Thousands 1. All other assets (itemize and describe amounts included in Schedule HC-Q, item 6 that are greater than $100,000 and exceed 25 percent of item 6): a. Mortgage servicing assets ....................... b. Nontrading derivative assets .................... BHTX c. G546 BHTX d. G551 BHTX e. G556 BHTX f. G561 2. All other liabilities (itemize and describe amounts included in Schedule HC-Q, item 13 that are greater than $100,000 and exceed 25 percent of item 13): a. Loan commitments (not accounted for as derivatives)............. b. Nontrading derivative liabilities ................. BHTX c. G571 BHTX d. G576 BHTX e. G581 BHTX f. G586 BHCK Amount (Column B) LESS: Amounts Netted in the Determination of Total Fair Value BHCK Amount (Column C) Level 1 Fair Value Measurements BHCK Amount (Column D) Level 2 Fair Value Measurements BHCK Amount (Column E) Level 3 Fair Value Measurements BHCK Amount G536 G541 G546 G537 G542 G547 G538 G543 G548 G539 G544 G549 G540 G545 G550 G551 G556 G561 G552 G557 G562 G553 G558 G563 G554 G559 G564 G555 G560 G565 M.1.a. M.1.b. M.1.c. M.1.d. M.1.e. M.1.f. F261 G566 G571 G576 G581 G586 F689 G567 G572 G577 G582 G587 F697 G568 G573 G578 G583 G588 F262 G569 G574 G579 G584 G589 F263 G570 G575 G580 G585 G590 M.2.a. M.2.b. M.2.c. M.2.d. M.2.e. M.2.f. 09/2016 FR Y-9C Page 45 of 65 Schedule HC-Q—Continued Memoranda (Column A) Consolidated Dollar Amounts in Thousands Memorandum items 3 and 4 are to be completed by holding companies that have elected to measure loans included in Schedule HC-C, items 1 through 9, at fair value under a fair value option. 3. Loans measured at fair value: a. Loans secured by real estate.............................................. (1) Construction, land development, and other land loans......... (2) Secured by farmland (including farm residential and other improvements)............................................................ (3) Secured by 1– 4 family residential properties: (a) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit .. (b) Closed-end loans secured by 1– 4 family residential properties: (i) Secured by first liens............................................ (ii) Secured by junior liens ......................................... (4) Secured by multifamily (5 or more) residential properties ..... (5) Secured by nonfarm nonresidential properties ................... b. Commercial and industrial loans ......................................... c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards ............................................................... (2) Other revolving credit plans ........................................... (3) Automobile loans......................................................... (4) Other consumer loans (includes single payment, installment, and all student loans) ................................................... d. Other loans..................................................................... 4. Unpaid principal balances of loans measured at fair value (reported in memorandum item 3): a. Loans secured by real estate.............................................. (1) Construction, land development, and other land loans......... (2) Secured by farmland (including farm residential and other improvements)............................................................ (3) Secured by 1– 4 family residential properties: (a) Revolving, open-end loans secured by 1– 4 family residential properties and extended under lines of credit .. (b) Closed-end loans secured by 1– 4 family residential properties: (i) Secured by first liens............................................ (ii) Secured by junior liens ......................................... (4) Secured by multifamily (5 or more) residential properties ..... (5) Secured by nonfarm nonresidential properties ................... b. Commercial and industrial loans ......................................... c. Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper): (1) Credit cards ............................................................... (2) Other revolving credit plans ........................................... (3) Automobile loans ......................................................... (4) Other consumer loans (includes single payment, installment, and all student loans) ................................... d. Other loans .................................................................... BHCK Amount (Column B) Domestic Offices BHDM F608 Amount F578 M.3.a. M.3.a.(1) F579 M.3.a.(2) F580 M.3.a.(3)(a) F581 F582 F583 F585 F584 F585 M.3.a.(3)(b)(i) M.3.a.(3)(b)(ii) M.3.a.(4) M.3.a.(5) M.3.b. F586 F587 K196 F586 F587 K196 M.3.c.(1) M.3.c.(2) M.3.c.(3) K208 F589 K208 F589 M.3.c.(4) M.3.d. F590 M.4.a. M.4.a.(1) F591 M.4.a.(2) F592 M.4.a.(3)(a) F593 F609 F597 F597 M.4.a.(3)(b)(i) M.4.a.(3)(b)(ii) M.4.a.(4) M.4.a.(5) M.4.b. F598 F599 K195 F598 F599 K195 M.4.c.(1) M.4.c.(2) M.4.c.(3) K209 F601 K209 F601 M.4.c.(4) M.4.d. F594 F595 F596 03/2017 For Federal Reserve Bank Use Only FR Y-9C Page 46 of 65 C.I. Schedule HC-R—Regulatory Capital Part I. Regulatory Capital Components and Ratios Dollar Amounts in Thousands Amount BHCA Common Equity Tier 1 Capital 1. Common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares ............................................................................................. P742 1. BHCT 2. Retained earnings .............................................................................................................. 3247 2. BHCA 3. Accumulated other comprehensive income (AOCI).................................................................... B530 a. AOCI opt-out election (enter "1" for Yes; enter "0" for No.) (Advanced approaches institutions must enter "0" for No.) .............................................................. BHCA 4. Common equity tier 1 minority interest includable in common equity tier 1 capital ............................ P839 5. Common equity tier 1 capital before adjustments and deductions (sum of items 1 through 4) ............. P840 Common Equity Tier 1 Capital: Adjustments and Deductions 6. LESS: Goodwill net of associated deferred tax liabilities (DTLs) ................................................... 7. LESS: Intangible assets (other than goodwill and mortgage servicing assets (MSAs)), net of associated DTLs ................................................................................................................ 8. LESS: Deferred tax assets (DTAs) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of DTLs ................................................................. 9. AOCI-related adjustments (if entered “1” for Yes in item 3.a, complete only items 9.a through 9.e; if entered “0” for No in item 3.a, complete only item 9.f): a. LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value; if a loss, report as a negative value) ................................... b. LESS: Net unrealized loss on available-for-sale preferred stock classified as an equity security under GAAP and available-for-sale equity exposures (report loss as a positive value) .................. c. LESS: Accumulated net gains (losses) on cash flow hedges (if a gain, report as a positive value; if a loss, report as a negative value) .................................... d. LESS: Amounts recorded in AOCI attributed to defined benefit postretirement plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value; if a loss, report as a negative value) ...................................... e. LESS: Net unrealized gains (losses) on held-to-maturity securities that are included in AOCI (if a gain, report as a positive value; if a loss, report as a negative value) ................................... f. To be completed only by holding companies that entered “0” for No in item 3.a: LESS: Accumulated net gain (loss) on cash flow hedges included in AOCI, net of applicable income taxes, that relate to the hedging of items that are not recognized at fair value on the balance sheet (if a gain, report as a positive value; if a loss, report as a negative value) .................. 10. Other deductions from (additions to) common equity tier 1 capital before threshold-based deductions: a. LESS: Unrealized net gain (loss) related to changes in the fair value of liabilities that are due to changes in own credit risk (if a gain, report as a positive value; if a loss, report as a negative value)............................................................................................................... b. LESS: All other deductions from (additions to) common equity tier 1 capital before threshold-based deductions .................................................................................... 11. LESS: Non-significant investments in the capital of unconsolidated financial institutions in the form of common stock that exceed the 10 percent threshold for non-significant investments......................... 12. Subtotal (item 5 minus items 6 through 11) .............................................................................. 3. 0=No BHCA 1=Yes P838 3.a. Amount 4. 5. P841 6. P842 7. P843 8. P844 9.a. P845 9.b. P846 9.c. P847 9.d. P848 9.e. P849 9.f. Q258 10.a. P850 10.b. P851 P852 11. 12. 03/2016 FR Y-9C Page 47 of 65 Schedule HC-R—Continued Part I.—Continued 13. 14. 15. 16. 17. 18. 19. Dollar Amounts in Thousands LESS: Significant investments in the capital of unconsolidated financial institutions in the form of common stock, net of associated DTLs, that exceed the 10 percent common equity tier 1 capital deduction threshold............................................................................................................. LESS: MSAs, net of associated DTLs, that exceed the 10 percent common equity tier 1 capital deduction threshold............................................................................................................. LESS: DTAs arising from temporary differences that could not be realized through net operating loss carrybacks, net of related valuation allowances and net of DTLs, that exceed the 10 percent common equity tier 1 capital deduction threshold ...................................................................... LESS: Amount of significant investments in the capital of unconsolidated financial institutions in the form of common stock, net of associated DTLs; MSAs, net of associated DTLs; and DTAs arising from temporary differences that could not be realized through net operating loss carrybacks, net of related valuation allowances and net of DTLs; that exceeds the 15 percent common equity tier 1 capital deduction threshold ............................................................................................ LESS: Deductions applied to common equity tier 1 capital due to insufficient amounts of additional tier 1 capital and tier 2 capital to cover deductions...................................................................... Total adjustments and deductions for common equity tier 1 capital (sum of items 13 through 17) ........ Common equity tier 1 capital (item 12 minus item 18) ............................................................. Additional Tier 1 Capital 20. Additional tier 1 capital instruments plus related surplus ............................................................. 21. Non-qualifying capital instruments subject to phase out from additional tier 1 capital ........................ 22. Tier 1 minority interest not included in common equity tier 1 capital............................................... 23. Additional tier 1 capital before deductions (sum of items 20, 21, and 22) ........................................ 24. LESS: Additional tier 1 capital deductions ................................................................................ 25. Additional tier 1 capital (greater of item 23 minus item 24, or zero) ............................................. BHCA Amount P853 13. P854 14. P855 15. P856 16. P857 P858 17. 18. 19. P859 P860 P861 P864 P865 20. 21. 22. 23. 24. 25. Tier 1 Capital 26. Tier 1 capital (sum of items 19 and 25) .................................................................................. 8274 26. Tier 2 Capital 27. Tier 2 capital instruments plus related surplus .......................................................................... 28. Non-qualifying capital instruments subject to phase out from tier 2 capital ...................................... 29. Total capital minority interest that is not included in tier 1 capital ................................................... 30. a. Allowance for loan and lease losses includable in tier 2 capital ................................................ b. (Advanced approaches holding companies that exit parallel run only): Eligible credit reserves includable in tier 2 capital ................................................................................................. 31. Unrealized gains on available-for-sale preferred stock classified as an equity security under GAAP and available-for-sale equity exposures includable in tier 2 capital ........................................ 32. a. Tier 2 capital before deductions (sum of items 27 through 30.a, plus item 31) ............................. b. (Advanced approaches holding companies that exit parallel run only): Tier 2 capital before deductions (sum of items 27 through 29, plus items 30.b and 31) ............................................. P862 P863 P866 P867 P868 5310 27. 28. 29. 30.a. BHCW 5310 30.b. BHCA Q257 P870 31. 32.a. BHCW P870 32.b. BHCA 33. LESS: Tier 2 capital deductions ............................................................................................. P872 34. a. Tier 2 capital (greater of item 32.a minus item 33, or zero) ..................................................... 5311 BHCW b. (Advanced approaches holding companies that exit parallel run only): Tier 2 capital (greater of item 32.b minus item 33, or zero) ......................................................................... 5311 BHCA Total Capital 35. a. Total capital (sum of items 26 and 34.a) ............................................................................. 3792 b. (Advanced approaches holding companies that exit parallel run only): Total capital BHCW (sum of items 26 and 34.b) ................................................................................................ 3792 33. 34.a. 34.b. 35.a. 35.b. 03/2014 FR Y-9C Page 48 of 65 Schedule HC-R—Continued Part I.—Continued Dollar Amounts in Thousands Total Assets for the Leverage Ratio 36. Average total consolidated assets .................................................................................. 37. LESS: Deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.b, 11, 13 through 17, and certain elements of item 24 - see instructions)............... 38. LESS: Other deductions from (additions to) assets for leverage ratio purposes ....................... 39. Total assets for the leverage ratio (item 36 minus items 37 and 38) ................................... Amount BHCX 3368 36. BHCA P875 37. B596 38. 39. A224 Total Risk-Weighted Assets 40. a. Total risk-weighted assets (from Schedule HC-R, Part II item 31) .................................. A223 BHCW b. (Advanced approaches holding companies that exit parallel run only): Total risk-weighted assets using advanced approaches rule (from FFIEC 101 Schedule A, item 60).................. A223 40.a. 40.b. Column A Column B BHCA Percentage BHCW Percentage Risk-Based Capital Ratios* 41. Common equity tier 1 capital ratio (Column A: item 19 divided by item 40.a) (Advanced approaches holding companies that exit parallel run only: Column B: item 19 divided by item 40.b).......................................................................................................... P793 42. Tier 1 capital ratio (Column A: item 26 divided by item 40.a) (Advanced approaches holding companies that exit parallel run only: Column B: item 26 divided by item 40.b) ....... 7206 43. Total capital ratio (Column A: item 35.a divided by item 40.a) (Advanced approaches holding companies that exit parallel run only: Column B: item 35.b divided by item 40.b)...... 7205 BHCA P793 41. 7206 42. 7205 43. Percentage Leverage Capital Ratios* 44. Tier 1 leverage ratio (item 26 divided by item 39) ...................................................................... 7204 45. Advanced approaches holding companies only: Supplementary leverage ratio (From FFIEC 101 Schedule A, Table 2, item 2.22) ..................................................................... H036 BHCA 44. 45. Percentage Capital Buffer* 46. Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments: a. Capital conservation buffer ............................................................................................... H311 b. (Advanced approaches holding companies that exit parallel run only): Total applicable capital buffer.................................................................................................................. H312 Dollar Amounts in Thousands BHCA Institutions must complete items 47 and 48 if the amount in item 46.a is less than or equal to the applicable minimum capital conservation buffer: 47. Eligible retained income ....................................................................................................... H313 48. Distributions and discretionary bonus payments during the quarter ............................................... H314 46.a. 46.b. Amount 47. 48. * Report each ratio and buffer as a percentage, rounded to four decimal places, e.g., 12.3456. 09/2016 FR Y-9C Page 49 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets This schedule is to be submitted on a consolidated basis. Holding companies (HC) are required to assign a 100 percent risk-weight to all assets not specifically assigned a risk-weight under Subpart D of the Federal Reserve's regulatory capital rules1 and not deducted from tier 1 or tier 2 capital. (Column B) Adjustments to Totals Reported in Column A (Column C) 0% 2% 4% 10% Amount Amount Amount Amount Amount Amount BHCK D957 BHCK S396 BHCK D958 (Column A) Totals From Schedule HC Dollar Amounts in Thousands Balance Sheet Asset Categories2 1. Cash and balances due from depository institutions.................... 2. Securities: a. Held-to-maturity securities................. b. Available-for-sale securities................. 3. Federal funds sold and securities purchased under agreements to resell: a. Federal funds sold (in domestic offices)... b. Securities purchased under agreements to resell ...................... 4. Loans and leases held for sale: a. Residential mortgage exposures ............... b. High volatility commercial real estate exposures................ c. Exposures past due 90 days or more or on nonaccrual3 .......... (Column D) (Column E) (Column F) (Column G) (Column H) (Column I) (Column J) 20% 50% 100% 150% Amount Amount Amount Amount BHCK D959 BHCK S397 BHCK D960 BHCK S398 Allocation by Risk-Weight Category 1. BHCK D961 BHCK S399 BHCK D962 BHCK HJ74 BHCK HJ75 BHCK D963 BHCK D964 BHCK D965 BHCK S400 BHCK D966 BHCK S402 BHCK D967 BHCK HJ76 BHCK HJ77 BHCK D968 BHCK D969 BHCK D970 BHCK S403 2.a. 2.b. BHCK D971 BHCK D972 BHCK D973 BHCK S410 BHCK D974 BHCK S411 3.a. BHCK H171 BHCK H172 3.b. BHCK S413 BHCK S414 BHCK H173 BHCK S415 BHCK S416 BHCK S417 4.a. BHCK S419 BHCK S420 BHCK H174 BHCK H175 BHCK H176 BHCK H177 BHCK S421 4.b. BHCK S423 BHCK S424 BHCK S425 BHCK HJ78 BHCK HJ79 BHCK S426 BHCK S427 BHCK S428 BHCK S429 1. For bank holding companies, 12 CFR Part 217 and 225; and for covered savings and loan holding companies, 12 CFR Part 217. 2. All securitization exposures held as on-balance sheet assets of the reporting institution are to be excluded from items 1 through 8 and are to be reported instead in item 9. 3. For loans and leases held for sale, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on nonaccrual. 4.c. 03/2017 FR Y-9C Page 50 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column K) (Column L) (Column M) (Column N) (Column O) (Column P) (Column Q) (Column S) Application of Other RiskWeighting Approaches4 Allocation by Risk-Weight Category Dollar Amounts in Thousands Balance Sheet Asset Categories (continued) 1. Cash and balances due from depository institutions....................................... 2. Securities: a. Held-to-maturity securities.................................... b. Available-for-sale securities.................................... 3. Federal funds sold and securities purchased under agreements to resell: a. Federal funds sold (in domestic offices)...................... b. Securities purchased under agreements to resell ......................................... 4. Loans and leases held for sale: a. Residential mortgage exposures .................................. b. High volatility commercial real estate exposures................................... c. Exposures past due 90 days or more or on nonaccrual6 ............................. (Column R) 250%5 300% 400% 600% 625% 937.5% 1250% Exposure Amount Risk-Weighted Asset Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount 1. 2.a. BHCK S405 BHCK S406 BHCK H271 BHCK H272 2.b. 3.a. 3.b. BHCK H273 BHCK H274 4.a. BHCK H275 BHCK H276 4.b. BHCK H277 BHCK H278 4.c. 4. Includes, for example, investments in mutual funds/investment funds, exposures collateralized by securitization exposures or mutual funds, exposures to which the collateral haircut approach is applied, separate account bank-owned life insurance, and default fund contributions to central counterparties. 5. Column K - 250% risk weight is not applicable until the March 31, 2018, report date. 6. For loans and leases held for sale, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on nonaccrual. 06/2015 FR Y-9C Page 51 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column B) Adjustments to Totals Reported in Column A (Column C) 0% 2% 4% 10% Amount Amount Amount Amount Amount Amount BHCK S431 BHCK S432 BHCK S433 BHCK HJ80 BHCK HJ81 (Column A) Totals From Schedule HC Dollar Amounts in Thousands 4. Loans and leases held for sale (continued): d. All other exposures................ 5. Loans and leases, net of unearned income: a. Residential mortgage exposures................ b. High volatility commercial real estate exposures................ c. Exposures past due 90 days or more or on nonaccrual7 .............. d. All other exposures .... 6. LESS: Allowance for loan and lease losses ........... (Column D) (Column E) (Column F) (Column G) (Column H) (Column I) (Column J) 20% 50% 100% 150% Amount Amount Amount Amount BHCK S434 BHCK S435 BHCK S436 BHCK S437 Allocation by Risk-Weight Category 4.d. BHCK S439 BHCK S440 BHCK H178 BHCK S441 BHCK S442 BHCK S443 5.a. BHCK S445 BHCK S446 BHCK H179 BHCK H180 BHCK H181 BHCK H182 BHCK S447 5.b. BHCK S449 BHCK S450 BHCK S451 BHCK HJ82 BHCK HJ83 BHCK S452 BHCK S453 BHCK S454 BHCK S455 BHCK S457 BHCK S458 BHCK S459 BHCK HJ84 BHCK HJ85 BHCK S460 BHCK S461 BHCK S462 BHCK S463 BHCX 3123 BHCY 3123 BHCK D976 BHCK S466 BHCK D977 BHCK HJ86 BHCK HJ87 BHCK D978 BHCK D979 BHCK D980 BHCK S467 BHCK D981 BHCK S469 BHCK D982 BHCK HJ88 BHCK HJ89 BHCK D983 BHCK D984 BHCK D985 BHCK H185 5.c. 5.d. 6. 7. 7. Trading Assets .............. 8. All other assets8 ............ a. Separate account bank-owned life insurance ................ b. Default fund contributions to central counterparties .......... 8. 8.a. 8.b. 7. For loans and leases, net of unearned income, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on nonaccrual. 8. Includes premises and fixed assets; other real estate owned; investments in unconsolidated subsidiaries and associated companies; direct and indirect investments in real estate ventures; intangible assets; and other assets. 03/2017 FR Y-9C Page 52 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column K) (Column L) (Column M) (Column N) (Column O) (Column P) (Column Q) (Column S) Application of Other RiskWeighting Approaches9 Allocation by Risk-Weight Category Dollar Amounts in Thousands (Column R) 250%10 300% 400% 600% 625% 937.5% 1250% Exposure Amount Risk-Weighted Asset Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount BHCK H279 BHCK H280 4. Loans and leases held for sale (continued): d. All other exposures................................... 5. Loans and leases, net of unearned income: a. Residential mortgage exposures................................... b. High volatility commercial real estate exposures................................... c. Exposures past due 90 days or more or on nonaccrual 11 ................................ 4.d. BHCK H281 BHCK H282 5.a. BHCK H283 BHCK H284 5.b. BHCK H285 BHCK H286 BHCK H287 BHCK H288 5.c. d. All other exposures ....................... 6. LESS: Allowance for loan and lease losses .............................. 5.d. 6. BHCK H186 BHCK H290 BHCK H187 BHCK H291 BHCK H292 BHCK H188 BHCK S470 BHCK S471 BHCK H294 BHCK H295 7. 7. Trading Assets ................................. 8. All other assets12 ............................... a. Separate account bank-owned life insurance ................................... b. Default fund contributions to central counterparties ............................. 8. BHCK H296 BHCK H297 8.a. BHCK H298 BHCK H299 8.b. 9. Includes, for example, investments in mutual funds/investment funds, exposures collateralized by securitization exposures or mutual funds, exposures to which the collateral haircut approach is applied, separate account bank-owned life insurance, and default fund contributions to central counterparties. 10. Column K - 250% risk weight is not applicable until the March 31, 2018, report date. 11. For loans and leases, net of unearned income, exclude residential mortgage exposures, high volatility commercial real estate exposures, or sovereign exposures that are past due 90 days or more or on nonaccrual. 12. Includes premises and fixed assets; other real estate owned; investments in unconsolidated subsidiaries and associated companies; direct and indirect investments in real estate ventures; intangible assets; and other assets. 06/2015 FR Y-9C Page 53 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column A) Totals Dollar Amounts in Thousands Securitization Exposures: On-and Off-Balance Sheet 9. On-balance sheet securitization exposures: a. Held-to-maturity securities.......................................................................................... (Column B) Adjustments to Totals Reported in Column A (Column Q) (Column T) Allocation by Risk-Weight Category Total Risk-Weighted Asset Amount by Calculation Methodology (Column U) SSFA13 Amount Gross-Up Amount Amount Amount 1250% Amount BHCK S475 BHCK S476 BHCK S477 BHCK S478 BHCK S479 BHCK S480 BHCK S481 BHCK S482 BHCK S483 BHCK S484 BHCK S485 BHCK S486 BHCK S487 BHCK S488 BHCK S489 BHCK S490 BHCK S491 BHCK S492 BHCK S493 BHCK S494 BHCK S495 BHCK S496 BHCK S497 BHCK S498 BHCK S499 9.a. 9.b. b. Available-for-sale securities........................................................................................ 9.c. c. Trading assets ......................................................................................................... 9.d. d. All other on-balance sheet securitization exposures......................................................... 10. 10. Off-balance sheet securitization exposures ........................................................................ (Column A) Totals From Schedule HC Dollar Amounts in Thousands 11. Total balance sheet assets14 ................. (Column B) Adjustments to Totals Reported in Column A (Column C) (Column D) (Column E) (Column F) (Column G) (Column H) (Column I) (Column J) 50% 100% 150% Allocation by Risk-Weight Category 0% 2% 4% 10% Amount Amount Amount Amount Amount Amount BHCT 2170 BHCK S500 BHCK D987 BHCK HJ90 BHCK HJ91 20% Amount Amount Amount Amount BHCK D988 BHCK D989 BHCK D990 BHCK S503 11. (Column K) (Column L) (Column M) (Column N) (Column O) (Column P) (Column Q) Allocation by Risk-Weight Category 250%15 Dollar Amounts in Thousands 11. Total balance sheet assets14 ............................................................. Amount 300% 400% 600% 625% 937.5% Amount Amount Amount Amount Amount BHCK S505 BHCK S506 BHCK S507 (Column R) Application of Other RiskWeighting Approaches 1250% Exposure Amount Amount Amount BHCK S510 BHCK H300 11. 13. Simplified Supervisory Formula Approach. 14. For each of columns A through R of item 11, report the sum of items 1 through 9. For item 11, the sum of columns B through R must equal column A. 15. Column K - 250% risk weight is not applicable until the March 31, 2018, report date. 03/2017 FR Y-9C Page 54 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column A) Face, Notional, CCF16 or Other Amount Dollar Amounts in Thousands Derivatives, Off-Balance Sheet Items, and Other Items Subject to RiskWeighting (Excluding Securitization Exposure)18 12. Financial standby letters of credit ........ 13. Performance standby letters of credit and transaction-related contingent items ...... 14. Commercial and similar letters of credit with an original maturity of one year or less ................... 15. Retained recourse on small business obligations sold with recourse .......... Amount BHCK D991 (Column B) Credit Equivalent Amount17 (Column C) (Column D) (Column E) (Column F) (Column G) (Column H) (Column I) (Column J) Allocation by Risk-Weight Category 0% 2% 4% 10% 20% 50% 100% 150% Amount Amount Amount Amount Amount Amount Amount Amount Amount BHCK D992 BHCK D993 BHCK HJ92 BHCK HJ93 BHCK D994 BHCK D995 BHCK D996 BHCK S511 12. 1.0 BHCK D997 BHCK D998 BHCK D999 BHCK G603 BHCK G604 BHCK G605 BHCK S512 13. 0.5 BHCK G606 BHCK G607 BHCK G608 BHCK HJ94 BHCK HJ95 BHCK G609 BHCK G610 BHCK G611 BHCK S513 14. 0.2 BHCK G612 BHCK G613 BHCK G614 BHCK G615 BHCK G616 1.0 BHCK G617 BHCK S514 15. 16. Credit conversion factor. 17. Column A multiplied by credit conversion factor. For each of items 12 through 21, the sum of columns C through J plus column R must equal column B. 18. All derivatives and off-balance sheet items that are securitization exposures are to be excluded from items 12 through 21 and are to be reported instead in item 10. 03/2017 FR Y-9C Page 55 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column A) Face, Notional, CCF19 or Other Amount (Column B) Credit Equivalent Amount20 (Column C) (Column E) (Column F) (Column G) (Column H) (Column I) (Column J) 50% 100% 150% Allocation by Risk-Weight Category 0% Dollar Amounts in Thousands 16. Repo-style transactions21 ........... 17. All other off-balance sheet liabilities ......... 18. Unused commitments: (exclude unused commitments to asset-backed commercial paper conduits): a. Original maturity of one year or less .... b. Original maturity exceeding one year ................... 19. Unconditionally cancelable commitments........... 20. Over-the-counter derivatives .............. 21. Centrally cleared derivatives .............. 22. Unsettled transactions (failed trades)22 ......... (Column D) 2% 4% 10% Amount Amount Amount Amount Amount Amount BHCK S515 BHCK S516 BHCK S517 BHCK S518 BHCK S519 BHCK G619 BHCK G620 20% Amount Amount Amount Amount BHCK S520 BHCK S521 BHCK S522 BHCK S523 BHCK G621 BHCK G622 BHCK G623 BHCK S524 16. 1.0 BHCK G618 17. 1.0 BHCK S525 BHCK S526 BHCK S527 BHCK HJ96 BHCK HJ97 BHCK S528 BHCK S529 BHCK S530 BHCK S531 18.a. 0.2 BHCK G624 BHCK G625 BHCK G626 BHCK HJ98 BHCK HJ99 BHCK G627 BHCK G628 BHCK G629 BHCK S539 18.b. 0.5 BHCK S540 BHCK S541 19. 0.0 BHCK S542 BHCK S543 BHCK HK00 BHCK HK01 BHCK S549 BHCK S550 BHCK S551 BHCK S552 BHCK S544 BHCK S545 BHCK S546 BHCK S547 BHCK S548 BHCK S554 BHCK S555 BHCK S556 BHCK S557 BHCK H194 BHCK H195 BHCK H196 BHCK H197 20. 21. BHCK H191 BHCK H193 22. 19. Credit conversion factor. 20. For items 18.b. and 19, column A multiplied by credit conversion factor. 21. Includes securities purchased under agreements to resell (reverse repos), securities sold under agreements to repurchase (repos), securities borrowed, and securities lent. 22. For item 22, the sum of columns C through Q must equal column A. 03/2017 FR Y-9C Page 56 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column O) (Column P) (Column Q) Allocation by Risk-Weight Category Dollar Amounts in Thousands 16. Repo-style transactions24 ................................................................................................................ 17. All other off-balance sheet liabilities .............................................................................................................. 18. Unused commitments: (exclude unused commitments to asset-backed commercial paper conduits): a. Original maturity of one year or less ......................................................................................................... b. Original maturity exceeding one year ........................................................................................................................ 19. Unconditionally cancelable commitments................................................................................................................ 20. Over-the-counter derivatives ................................................................................................................... 21. Centrally cleared derivatives ................................................................................................................... 22. Unsettled transactions (failed trades)25 .............................................................................................................. 625% 937.5% 1250% Amount Amount Amount (Column R) (Column S) Application of Other RiskWeighting Approaches23 Credit Equivalent Risk-Weighted Amount Asset Amount Amount Amount BHCK H301 BHCK H302 16. 17. BHCK H303 BHCK H304 18.a. BHCK H307 BHCK H308 18.b. 19. BHCK H309 BHCK H310 20. 21. BHCK H198 BHCK H199 BHCK H200 22. 23. Includes, for example, exposures collateralized by securitization exposures or mutual funds and exposures to which the collateral haircut approach is applied. 24. Includes securities purchased under agreements to resell (reverse repos), securities sold under agreements to repurchase (repos), securities borrowed, and securities lent. 25. For item 22, the sum of columns C through Q must equal column A. 09/2016 FR Y-9C Page 57 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column C) (Column D) (Column E) (Column F) (Column G) (Column H) (Column I) (Column J) Allocation by Risk-Weight Category Dollar Amounts in Thousands 23. Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by riskweight category (for each of columns C through P, sum of items 11 through 22; for column Q, sum of items 10 through 22) .................................................... 24. Risk weight factor ................................................ 25. Risk-weighted assets by risk-weight category (for each column, item 23 multiplied by item 24) ............................................................. 0% 2% 4% 10% 20% 50% 100% 150% Amount Amount Amount Amount Amount Amount Amount Amount BHCK G630 BHCK S558 BHCK S559 BHCK S560 BHCK G631 BHCK G632 BHCK G633 BHCK S561 X 0% X 2% X 4% X 10% X 20% X 50% X 100% X 150% BHCK G634 BHCK S569 BHCK S570 BHCK S571 BHCK G635 BHCK G636 BHCK G637 BHCK S572 23. 24. 25. 03/2015 FR Y-9C Page 58 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued (Column K) (Column L) (Column M) (Column N) (Column O) (Column P) (Column Q) Allocation by Risk-Weight Category Dollar Amounts in Thousands 23. Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by riskweight category (for each of columns C through P, sum of items 11 through 22; for column Q, sum of items 10 through 22) ....................................................................... 24. Risk weight factor ................................................................... 25. Risk-weighted assets by risk-weight category (for each column, item 23 multiplied by item 24) ................................................................................ 26. 27. 28. 29. 30. 31. 250%26 300% 400% 600% 625% 937.5% 1250% Amount Amount Amount Amount Amount Amount Amount BHCK S563 BHCK S564 BHCK S565 BHCK S566 BHCK S567 BHCK S568 X 300% X 400% X 600% X 625% X 937.5% X 1250% BHCK S574 BHCK S575 BHCK S576 BHCK S577 BHCK S578 BHCK S579 X 250% Dollar Amounts in Thousands Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold...................................... Standardized market-risk weighted assets (applicable only to holding companies that are covered by the market risk capital rules) .............. Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve27 .................. LESS: Excess allowance for loan and lease losses ...................................................................................................................... LESS: Allocated transfer risk reserve ......................................................................................................................................... Total risk-weighted assets (item 28 minus items 29 and 30)............................................................................................................ 23. 24. 25. BHCK S580 S581 B704 A222 3128 G641 Totals Amount 26. 27. 28. 29. 30. 31. 26. Column K - 250% risk weight is not applicable until the March 31, 2018, report date. 27. Sum of items 2.b. through 20, column S; items 9.a., 9.b., 9.c., 9.d., and 10, columns T and U; item 25, columns C through Q; and item 27 (if applicable). 06/2015 FR Y-9C Page 59 of 65 Schedule HC-R—Continued Part II. Risk-Weighted Assets—Continued Memoranda Dollar Amounts in Thousands BHCK 1. Current credit exposure across all derivative contracts covered by the regulatory capital rules ..................................................................... G642 (Column A) One year or less Dollar Amounts in Thousands 2. Notional principal amounts of over-the-counter derivative contracts: a. Interest rate ..................................................................................... b. Foreign exchange rate and gold........................................................... c. Credit (investment grade reference asset).............................................. d. Credit (non-investment grade reference asset)........................................ e. Equity ............................................................................................ f. Precious metals (except gold) ............................................................. g. Other ............................................................................................. 3. Notional principal amounts of centrally cleared derivative contracts: a. Interest rate ..................................................................................... b. Foreign exchange rate and gold .......................................................... c. Credit (investment grade reference asset) ............................................. d. Credit (non-investment grade reference asset) ....................................... e. Equity ............................................................................................ f. Precious metals (except gold) ............................................................. g. Other ............................................................................................. BHCK Amount With a remaining maturity of (Column B) Over one year through five years BHCK Amount Amount M.1. (Column C) Over 5 years BHCK Amount S582 S585 S588 S591 S594 S597 S600 S583 S586 S589 S592 S595 S598 S601 S584 S587 S590 S593 S596 S599 S602 M.2.a. M.2.b. M.2.c. M.2.d. M.2.e. M.2.f. M.2.g. S603 S606 S609 S612 S615 S618 S621 S604 S607 S610 S613 S616 S619 S622 S605 S608 S611 S614 S617 S620 S623 M.3.a. M.3.b. M.3.c. M.3.d. M.3.e. M.3.f. M.3.g. Dollar Amounts in Thousands BHCK 4. Standardized market risk-weighted assets attributable to specific risk (included in Schedule HC-R, item 27)................................................... S624 Amount M.4. 03/2015 FR Y-9C Page 60 of 65 For Federal Reserve Bank Use Only C.I. Schedule HC-S—Servicing, Securitization, and Asset Sale Activities C000 Dollar Amounts in Thousands Securitization Activities 1. Outstanding principal balance of assets sold and securitized with servicing retained or with recourse or other seller-provided credit enhancements .............................. 2. Maximum amount of credit exposure arising from recourse or other sellerprovided credit enhancements provided to structures reported in item 1 in the form of: a. Credit enhancing interest-only strips (included in HC-B, HC-D, or HC-F) ....... b. Subordinated securities and other residual interests ............................... c. Standby letters of credit and other enhancements .................................. 3. Reporting institution's unused commitments to provide liquidity to structures reported in item 1.................................................. 4. Past due loan amounts included in item 1: a. 30-89 days past due .......................... (Column A) 1– 4 Family Residential Loans (Column B) Home Equity Lines (Column C) Credit Card Receivables (Column D) Auto Loans (Column E) Other Consumer Loans (Column F) Commercial and Industrial Loans (Column G) All Other Loans, All Leases, and All Other Assets Amount Amount Amount Amount Amount Amount Amount BHCK B705 BHCK B706 BHCK B707 BHCK B708 BHCK B709 BHCK B710 BHCK B711 1. BHCK B712 BHCK B713 BHCK B714 BHCK B715 BHCK B716 BHCK B717 BHCK B718 BHCK C393 BHCK C394 BHCK C395 BHCK C396 BHCK C397 BHCK C398 BHCK C399 BHCK C400 BHCK C401 BHCK C402 BHCK C403 BHCK C404 BHCK C405 BHCK C406 2.a. 2.b. 2.c. BHCK B726 BHCK B727 BHCK B728 BHCK B729 BHCK B730 BHCK B731 BHCK B732 BHCK B733 BHCK B734 BHCK B735 BHCK B736 BHCK B737 BHCK B738 BHCK B739 BHCK B740 BHCK B741 BHCK B742 BHCK B743 BHCK B744 BHCK B745 BHCK B746 3. 4.a. b. 90 days or more past due.................... 5. Charge-offs and recoveries on assets sold and securitized with servicing retained or with recourse or other seller-provided credit enhancements (calendar year-to-date): 4.b. BHCK B747 BHCK B748 BHCK B749 BHCK B750 BHCK B751 BHCK B752 BHCK B753 BHCK B754 BHCK B755 BHCK B756 BHCK B757 BHCK B758 BHCK B759 BHCK B760 5.a. a. Charge-offs ...................................... b. Recoveries....................................... ◄ 5.b. 03/2006 FR Y-9C Page 61 of 65 Schedule HC-S—Continued Dollar Amounts in Thousands 6. Amount of ownership (or seller's) interests carried as: a. Securities (included in HC-B) ........... (Column A) 1–4 Family Residential Loans (Column B) Home Equity Lines (Column C) Credit Card Receivables (Column D) Auto Loans (Column E) Other Consumer Loans (Column F) Commercial and Industrial Loans (Column G) All Other Loans, All Leases, and All Other Assets Amount Amount Amount Amount Amount Amount Amount BHCK B761 BHCK B762 BHCK B763 BHCK B500 BHCK B501 BHCK B502 6.a. 6.b. b. Loans (included in HC-C) ................ 7. Past due loan amounts included in interests reported in item 6.a: a. 30-89 days past due ....................... BHCK B764 BHCK B765 BHCK B766 BHCK B767 BHCK B768 BHCK B769 7.a. 7.b. b. 90 days or more past due ................ 8. Charge-offs and recoveries on loan amounts included in interests reported in item 6.a (calendar year-to-date): a. Charge-offs .................................. BHCK B770 BHCK B771 BHCK B772 BHCK B773 BHCK B774 BHCK B775 8.a. 8.b. b. Recoveries ................................... For Securitization Facilities Sponsored By or Otherwise Established By Other Institutions 9. Maximum amount of credit exposure arising from credit enhancements provided by the reporting institution to other institutions' securitization structures in the form of standby letters of credit, purchased subordinated securities, and other enhancements ............................ 10. Reporting institution's unused commitments to provide liquidity to other institutions' securitization structures ........ Asset Sales 11. Assets sold with recourse or other sellerprovided credit enhancements and not securitized ......................................... 12. Maximum amount of credit exposure arising from recourse or other sellerprovided credit enhancements provided to assets reported in item 11...................... BHCK B776 BHCK B777 BHCK B778 BHCK B779 BHCK B780 BHCK B781 BHCK B782 9. BHCK B783 BHCK B784 BHCK B785 BHCK B786 BHCK B787 BHCK B788 BHCK B789 10. BHCK B790 BHCK B791 BHCK B792 BHCK B793 BHCK B794 BHCK B795 BHCK B796 11. BHCK B797 BHCK B798 BHCK B799 BHCK B800 BHCK B801 BHCK B802 BHCK B803 12. 03/2006 FR Y-9C Page 62 of 65 Schedule HC-S—Continued Memoranda 1. 2. 3. 4. Dollar Amounts in Thousands Small business obligations transferred with recourse under Section 208 of the Riegle Community Development and Regulatory Improvement Act of 1994: a. Outstanding principal balance ............................................................................................................................................... b. Amount of retained recourse on these obligations as of the report date ......................................................................................... Outstanding principal balance of assets serviced for others (includes participations serviced for others): a. 1– 4 family residential mortgages serviced with recourse or other servicer-provided credit enhancements ............................................ b. 1– 4 family residential mortgages serviced with no recourse or other servicer-provided credit enhancements ........................................ c. Other financial assets1 ......................................................................................................................................................... d. 1– 4 family residential mortgages serviced for others that are in process of foreclosure at quarter-end (includes closed-end and open-end loans) ................................................................................................................................................................ Asset-backed commercial paper conduits: a. Maximum amount of credit exposure arising from credit enhancements provided to conduit structures in the form of standby letters of credit, subordinated securities, and other enhancements: (1) Conduits sponsored by the bank, a bank affiliate, or the holding company ................................................................................ (2) Conduits sponsored by other unrelated institutions .............................................................................................................. b. Unused commitments to provide liquidity to conduit structures: (1) Conduits sponsored by the bank, a bank affiliate, or the holding company ................................................................................. (2) Conduits sponsored by other unrelated institutions ............................................................................................................... Outstanding credit card fees and finance charges (included in Schedule HC-S, item 1, column C)2 ......................................................... BHCK Amount A249 A250 M.1.a. M.1.b. B804 B805 A591 M.2.a. M.2.b. M.2.c. F699 M.2.d. B806 B807 M.3.a.(1) M.3.a.(2) B808 B809 C407 M.3.b.(1) M.3.b.(2) M.4. 1. Memorandum item 2.c is to be completed if the principal balance of other financial assets serviced for others is more than $10 million. 2. Memorandum item 4 is to be completed by (1) holding companies that, together with affiliated institutions, have outstanding credit card receivables (as defined in the instructions) that exceed $500 million as of the report date or (2) holding companies that on a consolidated basis are credit card specialty holding companies (as defined in the instructions). 03/2013 FR Y-9C Page 63 of 65 Schedule HC-V—Variable Interest Entities (Column A) Securitization Vehicles Dollar Amounts in Thousands 1. Assets of consolidated variable interest entities (VIEs) that can be used only to settle obligations of consolidated VIEs: a. Cash and balances due from depository institutions b. Held-to-maturity securities ................................ c. Available-for-sale securities .............................. d. Securities purchased under agreements to resell... e. Loans and leases held for sale .......................... f. Loans and leases, net of unearned income .......... g. Less: Allowance for loan and lease losses............ h. Trading assets (other than derivatives) ................ i. Derivative trading assets .................................. j. Other real estate owned ................................... k. Other assets .................................................. 2. Liabilities of consolidated VIEs for which creditors do not have recourse to the general credit of the reporting holding company: a. Securities sold under agreements to repurchase ... b. Derivative trading liabilities................................ c. Commercial paper ........................................... d. Other borrowed money (exclude commercial paper) .............................. e. Other liabilities ............................................... 3. All other assets of consolidated VIEs (not included in items 1.a through 1.k above) ........... 4. All other liabilities of consolidated VIEs (not included in items 2.a through 2.e above) ........... BHCK Amount (Column B) ABCP Conduits BHCK Amount (Column C) Other VIEs BHCK Amount J981 J984 J987 J982 J985 J988 J983 J986 J989 J990 J993 J991 J994 J992 J995 J996 J999 K003 J997 K001 K004 J998 K002 K005 K006 K009 K012 K007 K010 K013 K008 K011 K014 K015 K018 K016 K019 K017 K020 K021 K022 K023 2.a. 2.b. 2.c. K024 K027 K025 K028 K026 K029 2.d. 2.e. K030 K031 K032 3. K033 K034 K035 4. 1.a. 1.b. 1.c. 1.d. 1.e. 1.f. 1.g. 1.h. 1.i. 1.j. 1.k. 03/2013 FR Y-9C Page 64 of 65 Notes to the Balance Sheet—Predecessor Financial Items For holding companies involved in a business combination(s) during the quarter, provide on the lines below quarterly average information for any acquired company(ies) with aggregated assets of $10 billion or more or 5 percent of the reporting holding company's total consolidated assets as of the previous quarter-end, whichever is less. 1. 2. 3. 4. Dollar Amounts in Thousands Average loans and leases (net of unearned income) ................................................................... Average earning assets ........................................................................................................ Average total consolidated assets ........................................................................................... Average equity capital .......................................................................................................... BHBC Amount 3516 1. 2. 3. 4. 3402 3368 3519 Notes to the Balance Sheet (Other) Enter in the lines provided below any additional information on specific line items on the balance sheet or its supporting schedules that the holding company wishes to explain, that has been separately disclosed in the holding company's quarterly reports to its shareholders, in its press releases, or on its quarterly reports to the Securities and Exchange Commission (SEC). Also include any transactions which previously would have appeared as footnotes to Schedules HC through HC-S. Each additional piece of information disclosed should include the appropriate reference to schedule and item number, as well as a description of the additional information and the dollar amount (in thousands of dollars) associated with that disclosure. Example A holding company has guaranteed a new loan for its leveraged Employee Stock Ownership Plan (ESOP) for $750 thousand and that amount has increased the holding company's long-term unsecured debt by a material amount. The holding company has disclosed that change to its stockholders and to the SEC. Enter on the line item below the following information: BHCK TEXT 0000 Amount Sch. HC, item 16, New loan to holding company's ESOP guaranteed by holding company 0000 750 Notes to the Balance Sheet (Other) TEXT 1. Dollar Amounts in Thousands BHCK Outstanding issuances of perpetual preferred stock associated with the U.S. Department of Treasury Community Development Capital Initiative (CDCI) program included in Schedule HC, item 23, Perpetual preferred stock and related surplus (for Subchapter S corporations, outstanding issuances of subordinated debt securities associated with K141 CDCI included in Schedule HC, item 19.a, Subordinated notes and debentures) Amount 1. 2. 5357 5357 2. 5358 3. 5359 4. 5360 5. B027 6. 3. 5358 4. 5359 5. 5360 6. B027 03/2013 FR Y-9C Page 65 of 65 Notes to the Balance Sheet (Other)—Continued TEXT Dollar Amounts in Thousands BHCK Amount 7. B028 B028 7. B029 8. B030 9. B031 10. B032 11. B033 12. B034 13. B035 14. B036 15. B037 16. B038 17. B039 18. B040 19. B041 20. 8. B029 9. B030 10. B031 11. B032 12. B033 13. B034 14. B035 15. B036 16. B037 17. B038 18. B039 19. B040 20. B041 03/2003
| File Type | application/pdf |
| File Title | Consolidated Financial Statements for Holding Companies—FR Y-9C |
| Subject | Consolidated Financial Statements for Holding Companies—FR Y-9C |
| Author | Federal Reserve Board |
| File Modified | 2018-02-27 |
| File Created | 2017-12-12 |