Capital Assessment and Stress Testing

Forms and Documents

Document Name	Status
Form FR Y-14A Regulatory Capital Instruments - Annual Form	Modified
Form FR Y-14A Business Plan Changes - Annual Form and Instruction	Modified
Form FR Y-14A Retail Repurchase - Semiannual Form	Modified
Form FR Y-14A Attestation - Ongoing revisions Form	Modified
Form FR Y-14A Attestation - Implementation Form	Modified
Form FR Y-14Q Balances - Quarterly Form	Modified
Form FR Y-14A Operational Risk - Annual Form	Modified
Form FR Y-14Q Retail FVO/HFS - Quarterly Form	Modified
Form FR Y-14Q Supplemental - Quarterly Form	Modified
Form FR Y-14Q MSR Valuation - Quarterly Form	Modified
Form FR Y-14M Credit Card - Monthly Form and Instruction	Modified
Form FR Y-14M Home Equity - Monthly Form and Instruction	Modified
Form FR Y-14M 1st Lien Mortgage - Monthly Form and Instruction	Modified
Form FR Y-14Q Operational Risk - Quarterly Form and Instruction	Modified
Form FR Y-14Q Regulatory Capital Instruments Schedule - Quarterly Form	Modified
Form FR Y-14Q Regulatory Capital Transitions Schedule - Quarterly Form	Modified
Form FR Y-14Q Wholesale - Quarterly Form and Instruction	Modified
Form FR Y-14Q Pre-Provision Net Revenue (PPNR) - Quarterly Form	Modified
Form FR Y-14Q Retail Risk - Quarterly Form and Instruction	Modified
Form FR Y-14Q Securities Risk - Quarterly Form	Modified
Form FR Y-14A Regulatory Capital Transitions - Annual Form	Modified
Form FR Y-14Q Counterparty - Quarterly Form	Modified
Form FR Y-14A Macro Scenario - Semi-annual Form	Modified
Form FR Y-14A Summary - Semi-Annual Form	Modified
IHC_20160815_omb.pdf Supporting Statement A	2016-08-22
IHC_20160815_i_language_draft.pdf Supplementary Document	2016-08-20
IHC_20160815_f_language_draft.pdf Supplementary Document	2016-08-20

IC Document Collections

IC ID	Document Title	Status
223033	Implementation	New
219659	Regulatory Capital Instruments - Annual Form	Modified
219646	Business Plan Changes - Annual Form and Instruction	Modified
219645	Retail Repurchase - Semiannual Form	Modified
219630	Attestation - Ongoing revisions Form	Modified
219626	Attestation - Implementation Form	Modified
214777	Balances - Quarterly Form	Modified
212193	Operational Risk - Annual Form	Modified
204375	On-going Revisions	Modified
204373	Retail FVO/HFS - Quarterly Form	Modified
204372	Supplemental - Quarterly Form	Modified
204371	MSR Valuation - Quarterly Form	Modified
202759	Credit Card - Monthly Form and Instruction	Modified
202758	Home Equity - Monthly Form and Instruction	Modified
202757	1st Lien Mortgage - Monthly Form and Instruction	Modified
202744	Operational Risk - Quarterly Form and Instruction	Modified
200207	Regulatory Capital Instruments Schedule - Quarterly Form	Modified
200205	Regulatory Capital Transitions Schedule - Quarterly Form	Modified
200203	Trading Schedule - Quarterly Instruction	Modified
200201	Wholesale - Quarterly Form and Instruction	Modified
200200	Pre-Provision Net Revenue (PPNR) - Quarterly Form	Modified
200199	Retail Risk - Quarterly Form and Instruction	Modified
200198	Securities Risk - Quarterly Form	Modified
200197	Regulatory Capital Transitions - Annual Form	Modified
200196	Counterparty - Quarterly Form	Modified
200195	Macro Scenario - Semi-annual Form	Modified
200193	Summary - Semi-Annual Form	Modified

ICR Details

OMB Control No: 7100-0341	ICR Reference No: 201608-7100-010
Status: Historical Active	Previous ICR Reference No: 201606-7100-012
Agency/Subagency: FRS	Agency Tracking No: FR Y-14
Title: Capital Assessment and Stress Testing
Type of Information Collection: Revision of a currently approved collection	Common Form ICR:  No
Type of Review Request: Delegated
OIRA Conclusion Action: Approved without change	Conclusion Date: 08/22/2016
	Date Received in OIRA: 08/22/2016
Terms of Clearance:

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	01/31/2019	01/31/2019	01/31/2019
Responses	3,224	0	2,629
Time Burden (Hours)	1,065,187	0	800,653
Cost Burden (Dollars)	0	0	0

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Abstract: The Capital Assessments and Stress Testing information collection consists of the FR Y-14A, FR Y-14Q, and FR Y-14M reports. The semi-annual FR Y-14A collects quantitative projections of balance sheet, income, losses, and capital across a range of macroeconomic scenarios and qualitative information on methodologies used to develop internal projections of capital across scenarios. The quarterly FR Y-14Q collects granular data on various asset classes, including loans, securities, and trading assets, and pre-provision net revenue (PPNR) for the reporting period. The monthly FR Y-14M comprises three retail portfolio- and loan-level collections, and one detailed address matching collection to supplement two of the portfolio and loan-level collections. Both the FR Y-14Q and the FR Y-14M are used to support supervisory stress test models and for continuous monitoring efforts.

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Authorizing Statute(s): US Code: 12 USC 5365 Name of Law: Dodd-Frank Act
   US Code: 12 USC 1844 Name of Law: Bank Holding Company Act
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	81 FR 6265	02/05/2016
30-day Notice:	Federal Register Citation:	Citation Date:
	81 FR 35016	06/01/2016
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 27

IC Title	Form No.	Form Name
Regulatory Capital Instruments - Annual	FR Y-14A	Regulatory Capital Instruments Form
Retail Repurchase - Semiannual	FR Y-14A	Retail Repurchase (within Summary Form)
Attestation - Implementation	FR Y-14A, FR Y-14A, FR Y-14AQM	FR Y-14A Attestation for 12312016 ,   FR Y-14A Attestation for 12312017 ,   FR Y-14AQM semiannual attestation
Business Plan Changes - Annual	FR Y-14A	Business Plan Changes (no actual form)
1st Lien Mortgage - Monthly	FR Y-14M	FR Y-14M Form and Instructions
Home Equity - Monthly	FR Y-14M	FR Y-14M Form and Instructions
MSR Valuation - Quarterly	FR Y-14Q	Quarterly MSR Form
Supplemental - Quarterly	FR Y-14Q	Quarterly Supplemental Form
Retail FVO/HFS - Quarterly	FR Y-14Q	Quarterly FVO/HFS Form
Credit Card - Monthly	FR Y-14M	FR Y-14M Instructions and Forms
Implementation
On-going Revisions
Operational Risk - Annual	FR Y-14A	Operational Risk Form
Balances - Quarterly	FR Y-14Q	Balances
Regulatory Capital Instruments Schedule - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Instruments Form
Pre-Provision Net Revenue (PPNR) - Quarterly	FR Y-14Q	Quarterly PPNR Form
Trading Schedule - Quarterly	FR Y-14Q	Quarterly Trading Form
Summary - Semi-Annual	FR Y-14A	Semi-Annual Summary Form
Macro Scenario - Semi-annual	FR Y-14A	Semi-Annual Scenario Form
Regulatory Capital Transitions - Annual	FR Y-14A	Annual Regulatory Capital Transitions Form
Counterparty - Quarterly	FR Y-14Q	Quarterly Counterparty (CCR) Form
Regulatory Capital Transitions Schedule - Quarterly	FR Y-14Q	Quarterly Regulatory Capital Transitions Schedule
Securities Risk - Quarterly	FR Y-14Q	Quarterly Securities Form
Retail Risk - Quarterly	FR Y-14Q	Quarterly Retail Risk Form and General Instructions
Wholesale - Quarterly	FR Y-14Q	Quarterly Wholesale Corporate Loans Schedule
Operational Risk - Quarterly	FR Y-14Q	Quarterly Operational Risk Form /Instructions
Attestation - Ongoing revisions	FR Y-14A, FR Y-14AQM, FR Y-14A	FR Y-14A Attestation for 123116 ,   FR Y-14A Attestation for 123117 ,   FR Y-14AQM Semiannual Attestation

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ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	3,224	2,629	0	595	0	0
Annual Time Burden (Hours)	1,065,187	800,653	0	264,534	0	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Changing Regulations

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: The Board proposes to collect financial information for U.S. intermediate holding companies (IHCs) of foreign banking organizations (FBOs) for the regulatory reporting forms listed above to implement the enhanced prudential standards for FBOs adopted under Enhanced Prudential Standards (Regulation YY).

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Annual Cost to Federal Government: $5,580,000

Does this IC contain surveys, censuses, or employ statistical methods? No

Is the Supporting Statement intended to be a Privacy Impact Assessment required by the E-Government Act of 2002? No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? Yes

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? Uncollected

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 08/22/2016

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